IBPS Probationary Officer (PO) ┬╖ Topic Collection

English Comprehension PYQs

Reading comprehension, vocabulary, synonyms and antonyms, idiom usage, error spotting, sentence improvement, and cloze tests.

1460 Total Questions46 Official PapersYears: 2018тАУ2026Search in English Comprehension
Showing questions 241тАУ260 of 1460Page 13 of 73
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 241

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

In the following sentence, some parts have errors and some are correct. Find out which part has an error and mark it as your answer. If there is no error, mark тАШNo errorтАЩ as your answer.

You should not be so (A)/ quick in giving advice, lest (B)/ you will be perceived (C) as interfering in others' affairs. (D)/ No error (E)

  1. AOption (a)

    A

  2. BOption (b)

    B

  3. COption (c)

    C

  4. DOption (d)

    D

  5. EOption (e)

    No error┬а

View answer & explanation

Correct answer

Answer: (c)C.

C

Why this answer is correct

The correct answer is Option 3.

┬а

Key Points

  • The error lies in part C of the sentence.
  • The conjunction "lest" is used to express fear or to mean "for fear that."
  • Grammatically, "lest" is traditionally followed by the auxiliary verb "should" or the subjunctive mood (base form of the verb). It should never be followed by "will," "would," "shall," or "may."
  • Therefore, "will be perceived" must be replaced with "should be perceived" or "be perceived" to make the sentence correct.

Therefore, the correct answer is C.

┬а

Correct Sentence: "You should not be so quick in giving advice, lest you should be perceived as interfering in others' affairs."

┬а

Additional Information

  • A: "You should not be so" тАУ This part is grammatically correct as it sets up the initial advice.
  • B: "quick in giving advice, lest" тАУ This part is correct; "quick in" is a standard idiom and "lest" is the appropriate conjunction here.
  • D: "as interfering in others' affairs." тАУ This part is grammatically correct, using the gerund "interfering" after the verb "perceived as."
  • No error тАУ This option is incorrect because there is a specific grammatical rule violation in part C.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 242

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

The following sentences form a paragraph. Rearrange the following six sentences/ group of sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below.

A.┬аThe poor girl was forced out daily to sit by the well and spin cotton.┬а

B.┬аSo she made her stepdaughter do all the hard work and live like a kitchen maid.

C.┬аThis was because she was her stepdaughter.

D.┬аShe behaved most kindly┬аto the ugly one but cruelly to the other.

E.┬аOne of them was beautiful and industrious and the other was ugly and lazy.

F. There was once a widow who had two daughters.

Which sentence becomes┬аFIRST┬аafter rearrangement?

  1. AOption (a)

    A

  2. BOption (b)

    F

  3. COption (c)

    B

  4. DOption (d)

    E

  5. EOption (e)

    C

View answer & explanation

Correct answer

Answer: (b)B.

F

Why this answer is correct

The correct answer is┬а"F".

Key Points┬а

  • The first sentence of a paragraph is usually an independent sentence that introduces a topic. In the given sentences,┬аonly F┬аis an independent sentence, so it must be the first in the sequence.
  • The second sentence gives more information about the first. Here, E┬аtalks about the characteristics of the two daughters, so, E┬аmust follow F.
  • The next sentence must give more information about the topic. Sentence D┬аtalks about the widow's behaviour with the two daughters, so it must follow E, which means it is the third in the correct sequence.
  • Both sentences B┬аand C┬аcontain the word 'stepdaughter', so they must be related to each other.
  • Only C┬аmust come before B, as C┬аis also related to D.
  • D┬аtalks about┬аthe cruel┬аbehaviour of the widow and C┬аgives the reason for it, which is that the girl was her stepdaughter. So, D-C-B┬аis the correct sequence. A, naturally, becomes the last sentence of the sequence.
  • So, the correct sequence of the sentences is:┬аFEDCBA.

Therefore, the correct answer is┬аoption 2.

IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 243

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

The following sentences form a paragraph. Rearrange the following six sentences/ group of sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below.

A.┬аThe poor girl was forced out daily to sit by the well and spin cotton.┬а

B.┬аSo she made her stepdaughter do all the hard work and live like a kitchen maid.

C.┬аThis was because she was her stepdaughter.

D.┬аShe behaved most kindly┬аto the ugly one but cruelly to the other.

E.┬аOne of them was beautiful and industrious and the other was ugly and lazy.

F. There was once a widow who had two daughters.

Which sentence becomes┬аFOURTH┬аafter rearrangement?

  1. AOption (a)

    A

  2. BOption (b)

    F

  3. COption (c)

    C

  4. DOption (d)

    E

  5. EOption (e)

    B

View answer & explanation

Correct answer

Answer: (c)C.

C

Why this answer is correct

The correct answer is┬а"C".

Key Points┬а

  • The┬аfirst sentence┬аof a paragraph is usually an independent sentence that introduces a topic. In the given sentences, only F┬аis an independent sentence, so it must be the first in the sequence.
  • The┬аsecond sentence┬аgives more information about the first. Here, E┬аtalks about the characteristics of the two daughters, so, E┬аmust follow F.
  • The next sentence must give more information about the topic.
  • Sentence D┬аtalks about the widow's behaviour with the two daughters, so it must follow E, which means it is the third in the correct sequence.
  • Both sentences B┬аand C┬аcontain the word 'stepdaughter', so they must be related to each other.
  • Only C┬аmust come before B, as C┬аis also related to D.
  • D┬аtalks about┬аthe cruel┬аbehaviour of the widow and C┬аgives the reason for it, which is that the girl was her stepdaughter. So, D-C-B┬аis the correct sequence. A, naturally, becomes the last sentence of the sequence.
  • So, the correct sequence of the sentences is:┬аFEDCBA.

Therefore, the correct answer is┬аoption 3.

IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 244

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

The following sentences form a paragraph. Rearrange the following six sentences/ group of sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below.

A.┬аThe poor girl was forced out daily to sit by the well and spin cotton.┬а

B.┬аSo she made her stepdaughter do all the hard work and live like a kitchen maid.

C.┬аThis was because she was her stepdaughter.

D.┬аShe behaved most kindly┬аto the ugly one but cruelly to the other.

E.┬аOne of them was beautiful and industrious and the other was ugly and lazy.

F. There was once a widow who had two daughters.

Which sentence becomes┬аSECOND┬аafter rearrangement?

  1. AOption (a)

    A

  2. BOption (b)

    E

  3. COption (c)

    D

  4. DOption (d)

    B

  5. EOption (e)

    F

View answer & explanation

Correct answer

Answer: (b)B.

E

Why this answer is correct

The correct answer is "E".

Key Points┬а

  • The┬аfirst sentence┬аof a paragraph is usually an independent sentence that introduces a topic. In the given sentences, only F┬аis an independent sentence, so it must be the first in the sequence.
  • The┬аsecond sentence┬аgives more information about the first. Here,┬аE┬аtalks about the characteristics of the two daughters, so, E┬аmust follow F.
  • The┬аnext sentence┬аmust give more information about the topic. Sentence D┬аtalks about the widow's behaviour with the two daughters, so it must follow E, which means it is the third in the correct sequence.
  • Both sentences B┬аand C┬аcontain the word 'stepdaughter', so they must be related to each other.
  • Only C┬аmust come before B, as C┬аis also related to D.
  • D┬аtalks about┬аthe cruel┬аbehaviour of the widow and C┬аgives the reason for it, which is that the girl was her stepdaughter. So, D-C-B┬аis the correct sequence. A, naturally, becomes the last sentence of the sequence.
  • So, the correct sequence of the sentences is:┬аFEDCBA.

Therefore, the correct answer is┬аoption 2.

IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 245

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

The following sentences form a paragraph. Rearrange the following six sentences/ group of sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below.

A.┬аThe poor girl was forced out daily to sit by the well and spin cotton.┬а

B.┬аSo she made her stepdaughter do all the hard work and live like a kitchen maid.

C.┬аThis was because she was her stepdaughter.

D.┬аShe behaved most kindly┬аto the ugly one but cruelly to the other.

E.┬аOne of them was beautiful and industrious and the other was ugly and lazy.

F. There was once a widow who had two daughters.

Which sentence becomes┬аLAST┬аafter rearrangement?

  1. AOption (a)

    A

  2. BOption (b)

    F

  3. COption (c)

    D

  4. DOption (d)

    B

  5. EOption (e)

    C

View answer & explanation

Correct answer

Answer: (a)A.

A

Why this answer is correct

The correct answer is "A".

Key Points┬а

  • The┬аfirst sentence┬аof a paragraph is usually an independent sentence that introduces a topic. In the given sentences, only F┬аis an independent sentence, so it must be the first in the sequence.
  • The┬аsecond sentence┬аgives more information about the first. Here, E┬аtalks about the characteristics of the two daughters, so, E┬аmust follow F.
  • The┬аnext sentence┬аmust give more information about the topic.
  • Sentence D┬аtalks about the widow's behaviour with the two daughters, so it must follow E, which means it is the third in the correct sequence.
  • Both sentences B┬аand C┬аcontain the word 'stepdaughter', so they must be related to each other.
  • Only C┬аmust come before B, as C┬аis also related to D.
  • D┬аtalks about┬аthe cruel┬аbehaviour of the widow and C┬аgives the reason for it, which is that the girl was her stepdaughter. So, D-C-B┬аis the correct sequence.┬аA, naturally, becomes the last sentence of the sequence.
  • So, the correct sequence of the sentences is:┬аFEDCBA.

Therefore, the correct answer is┬аoption 1.

IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 246

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

The following sentences form a paragraph. Rearrange the following six sentences/ group of sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below.

A.┬аThe poor girl was forced out daily to sit by the well and spin cotton.┬а

B.┬аSo she made her stepdaughter do all the hard work and live like a kitchen maid.

C.┬аThis was because she was her stepdaughter.

D.┬аShe behaved most kindly┬аto the ugly one but cruelly to the other.

E.┬аOne of them was beautiful and industrious and the other was ugly and lazy.

F. There was once a widow who had two daughters.

Which sentence becomes┬аTHIRD┬аafter rearrangement?

  1. AOption (a)

    D

  2. BOption (b)

    A

  3. COption (c)

    B

  4. DOption (d)

    C

  5. EOption (e)

    E

View answer & explanation

Correct answer

Answer: (a)A.

D

Why this answer is correct

The correct answer is "D".

Key Points┬а

  • The┬аfirst sentence┬аof a paragraph is usually an independent sentence that introduces a topic. In the given sentences, only F┬аis an independent sentence, so it must be the first in the sequence.
  • The┬аsecond sentence┬аgives more information about the first. Here, E┬аtalks about the characteristics of the two daughters, so, E┬аmust follow F.
  • The┬аnext sentence┬аmust give more information about the topic.
  • Sentence D┬аtalks about the widow's behaviour with the two daughters, so it must follow E, which means it is the third in the correct sequence.
  • Both sentences B┬аand C┬аcontain the word 'stepdaughter', so they must be related to each other.
  • Only C┬аmust come before B, as C┬аis also related to D.
  • D┬аtalks about┬аthe cruel┬аbehaviour of the widow and C┬аgives the reason for it, which is that the girl was her stepdaughter. So, D-C-B┬аis the correct sequence.┬аA, naturally, becomes the last sentence of the sequence.
  • So, the correct sequence of the sentences is:┬аFEDCBA.

Therefore, the correct answer is┬аoption 1.

IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 247

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Directions

Fill in the blank with the correct word.**

He was so_________ that he refused to leave his room and meet the people.

  1. AOption (a)

    Prurient

  2. BOption (b)

    Unscrupulous

  3. COption (c)

    Culpable

  4. DOption (d)

    Bashful

  5. EOption (e)

    Scintillating

View answer & explanation

Correct answer

Answer: (d)D.

Bashful

Why this answer is correct

The correct answer is 'Bashful'.

┬а

Key Points

  • The word "Bashful" means reluctant to draw attention to oneself; shy. (рд╕рдВрдХреЛрдЪреА/рд╢рд░реНрдореАрд▓рд╛)
  • In the context of the sentence, if someone refuses to leave their room and meet people, it indicates that they are extremely shy or bashful.
  • The other words like "unscrupulous" or "culpable" do not fit the behavior of avoiding people out of shyness.

тАЛTherefore, the correct answer is 'Option 4'.

Complete Sentence: He was so bashful that he refused to leave his room and meet the people.

Additional Information

  • Prurient (рдХрд╛рдореБрдХ): having or encouraging an excessive interest in sexual matters.
  • Unscrupulous (рдЕрдиреИрддрд┐рдХ): having or showing no moral principles; not honest or fair.
  • Culpable (рджреЛрд╖реА): deserving blame; guilty of a restricted act.
  • Scintillating (рд╢рд╛рдирджрд╛рд░/рдЪрдордХрджрд╛рд░): sparkling or shining brightly; or brilliantly clever or skillful.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 248

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Directions

Fill in the blank with the correct word.**

His _________ behavior at the party ensured that he would not be invited again.

  1. AOption (a)

    Normative

  2. BOption (b)

    Filthy

  3. COption (c)

    Bellicose

  4. DOption (d)

    Amusing

  5. EOption (e)

    Estimated

View answer & explanation

Correct answer

Answer: (c)C.

Bellicose

Why this answer is correct

The correct answer is 'bellicose'.

┬а

Key Points

  • The word "bellicose" means demonstrating aggression and willingness to fight. (рд▓рдбрд╝рд╛рдХреВ/рдЭрдЧрдбрд╝рд╛рд▓реВ)
  • In the context of a party, aggressive or confrontational behavior is a reason why someone would not be invited back.
  • The other options: "filthy," "amusing," and "estimated" do not fit the context as appropriately for a reason to be barred from future invitations.

тАЛTherefore, the correct answer is 'Option 2'.

Complete Sentence:┬аHis bellicose behavior at the party ensured that he would not be invited again.

Additional Information

  • Filthy (рдЧрдВрджрд╛/рдЕрд╢реНрд▓реАрд▓): means very dirty or disgustingly obscene.
  • Amusing (рдордиреЛрд░рдВрдЬрдХ): means causing laughter and providing entertainment.
  • Estimated (рдЕрдиреБрдорд╛рдирд┐рдд): means roughly calculated or approximate.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 249

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Directions

Fill in the blank with the correct word.**

After reading the long article, the reader was _________┬аfor hours

  1. AOption (a)

    Bemused

  2. BOption (b)

    Notorious

  3. COption (c)

    Frenzied

  4. DOption (d)

    Escalated

  5. EOption (e)

    Blight

View answer & explanation

Correct answer

Answer: (a)A.

Bemused

Why this answer is correct

The correct answer is 'bemused'.

┬а

Key Points

  • The word "bemused" means puzzled, confused, or lost in thought. (рд╣рдХреНрдХрд╛-рдмрдХреНрдХрд╛/рдордЧреНрди)
  • Reading a long or complex article can often leave a reader feeling puzzled or deeply pensive for a period of time.
  • The other options: "notorious," "frenzied," "escalated," and "blight" do not fit the context of a person's state of mind after reading.

тАЛTherefore, the correct answer is 'Option 1'.

Complete Sentence:┬аAfter reading the long article, the reader was bemused for hours.

Additional Information

  • Notorious (рдХреБрдЦреНрдпрд╛рдд): means famous or well known, typically for some bad quality or deed.
  • Frenzied (рдЙрдиреНрдорддреНрдд): means wildly excited or uncontrolled.
  • Escalated (рдмрдврд╝рд╛рдирд╛): means to become or make something greater or more serious.
  • Blight (рдирд╛рд╢ рдХрд░рдирд╛): means a thing that spoils or damages something.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 3) (Previous Year Paper)┬╖English Language
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Question 250

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Fill in the blank with the correct word.

An easily influenced teenager, my niece sees her favorite actress as a style ________┬аand tries to imitate her look

  1. AOption (a)

    Fallacy

  2. BOption (b)

    Delight

  3. COption (c)

    Activism

  4. DOption (d)

    Bellwether

  5. EOption (e)

    Displacement

View answer & explanation

Correct answer

Answer: (d)D.

Bellwether

Why this answer is correct

The correct answer is 'bellwether'.

┬а

Key Points

  • The word "bellwether" refers to a person or thing that shows the existence or direction of a trend; a leader or a trendsetter. (рдЕрдЧреБрдЖ / рдорд╛рд░реНрдЧрджрд░реНрд╢рдХ)
  • In the context of the sentence, the teenager views the actress as a style leader whose fashion choices she imitates.
  • The other options: "fallacy," "delight," and "activism" do not fit the context of being a trendsetter for someone to imitate.

тАЛTherefore, the correct answer is 'Option 4'.

Complete Sentence:┬аAn easily influenced teenager, my niece sees her favorite actress as a style bellwether and tries to imitate her look.

Additional Information

  • Fallacy (рднреНрд░рдо/рдорд┐рдереНрдпрд╛ рд╡рд┐рд╢реНрд╡рд╛рд╕): A mistaken belief, especially one based on unsound arguments.
  • Delight (рдкреНрд░рд╕рдиреНрдирддрд╛): Great pleasure or something that causes it.
  • Activism (рд╕рдХреНрд░рд┐рдпрддрд╛рд╡рд╛рдж): The policy or action of using vigorous campaigning to bring about political or social change.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
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Question 251

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

According to the passage, which of the following is cited as a significant factor contributing to homelessness?

  1. AOption (a)

    Increased population growth

  2. BOption (b)

    Rising housing rents and stagnant wages

  3. COption (c)

    Decreased urban housing demand

  4. DOption (d)

    Government intervention

  5. EOption (e)

    Decline in speculative investments

View answer & explanation

Correct answer

Answer: (b)B.

Rising housing rents and stagnant wages

Why this answer is correct

The correct answer is Option 2.

┬а

Key Points

  • The passage discusses the disparity between rising housing rents and stagnant wages as a major factor contributing to homelessness.
  • It highlights how rental prices have increased significantly in urban centers while wages have not kept pace, putting low- and middle-income families at risk.
  • This mismatch between income levels and housing costs is identified as causing housing insecurity and financial instability, ultimately leading to homelessness.

Therefore, the correct answer is Option 2.

┬а

Additional Information

  • Option 1: Increased population growth is not mentioned as a significant factor in the passage.
  • Option 3: Decreased urban housing demand contradicts the passageтАЩs mention of increased demand for urban housing.
  • Option 4: Government intervention is discussed as a necessary measure to address homelessness, not as a contributing factor.
  • Option 5: Decline in speculative investments is not mentioned as a factor contributing to homelessness.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
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Question 252

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

Which of the following benchmarks signals housing insecurity according to the passage?

  1. AOption (a)

    Spending more than 10% of income on housing costs

  2. BOption (b)

    Spending more than 20% of income on housing costs

  3. COption (c)

    Spending more than 30% of income on housing costs

  4. DOption (d)

    Spending more than 40% of income on housing costs

  5. EOption (e)

    Spending more than 50% of income on housing costs

View answer & explanation

Correct answer

Answer: (c)C.

Spending more than 30% of income on housing costs

Why this answer is correct

The correct answer is Option 3.

┬а

Key Points

  • The passage mentions that roughly 50% of renters are spending more than 30% of their income on housing costs.
  • Spending more than 30% of one's income on housing is identified as a benchmark that often signals housing insecurity.
  • When such a large portion of income is spent on housing, it can lead to financial instability and increase the risk of homelessness.

Therefore, the correct answer is Option 3.

┬а

Additional Information

  • Option 1: Spending more than 10% of income is not mentioned as a benchmark for housing insecurity.
  • Option 2: Spending more than 20% of income is not mentioned as a benchmark for housing insecurity.
  • Option 4: Spending more than 40% of income is not mentioned as a benchmark for housing insecurity in the passage.
  • Option 5: Spending more than 50% of income is not mentioned as a benchmark for housing insecurity in the passage.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
View full paper

Question 253

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

Which of the following can be inferred as an indirect benefit of the Housing First model?

  1. AOption (a)

    Increased employment rates among homeless individuals

  2. BOption (b)

    Reductions in the use of emergency services

  3. COption (c)

    Decreased demand for urban housing

  4. DOption (d)

    Increased real estate market dynamics

  5. EOption (e)

    Greater speculative investments in property markets

View answer & explanation

Correct answer

Answer: (b)B.

Reductions in the use of emergency services

Why this answer is correct

The correct answer is 'Option 2'.

┬а

Key Points

  • A) Decreased use of emergency services such as shelters and hospitals.
  • This can be inferred from the passage. The passage explicitly mentions that communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services.
  • B) Increased employment rates among homeless individuals.
  • This cannot be inferred from the passage as there is no mention of employment rates in relation to the Housing First model.
  • C) Decreased demand for urban housing.
  • This cannot be inferred from the passage as the demand for urban housing is influenced by various factors not directly related to the Housing First model.
  • D) Increased real estate market dynamics.
  • This cannot be inferred from the passage as real estate market dynamics are influenced by broader economic factors and speculative investments.
  • E) Greater speculative investments in property markets.
  • This cannot be inferred from the passage as speculative investments are typically unrelated to homelessness solutions.

Therefore, the correct answer is Option 2

┬а

Additional Information

  • Option 1: Incorrect because the passage does not link the Housing First model directly to increased employment rates among homeless individuals.
  • Option 3: Incorrect because decreased demand for urban housing is not related to the Housing First model.
  • Option 4: Incorrect because increased real estate market dynamics are not influenced by the Housing First model.
  • Option 5: Incorrect because greater speculative investments in property markets are unrelated to homelessness solutions.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
View full paper

Question 254

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

What will fit in the blank taken from the passage: "One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment."

  1. AOption (a)

    sobriety

  2. BOption (b)

    security

  3. COption (c)

    mental health

  4. DOption (d)

    family support

  5. EOption (e)

    education

View answer & explanation

Correct answer

Answer: (a)A.

sobriety

Why this answer is correct

The correct answer is 'sobriety'.

┬а

Key Points

  • The word "sobriety" refers to the state of being sober and not under the influence of alcohol or drugs.
  • The Housing First model aims to provide housing without preconditions such as sobriety, allowing individuals to have stable housing as a foundation to address other issues.
  • The other options: "security," "mental health," "family support," and "education" do not fit the context as appropriately.

тАЛTherefore, the correct answer is 'Option 1'.

Complete Sentence: One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as sobriety or employment.

Additional Information

  • Security (рд╕реБрд░рдХреНрд╖рд╛): means the state of being free from danger or threat.
  • Mental health (рдорд╛рдирд╕рд┐рдХ рд╕реНрд╡рд╛рд╕реНрдереНрдп): means a person's condition with regard to their psychological and emotional well-being.
  • Family support (рдкрд╛рд░рд┐рд╡рд╛рд░рд┐рдХ рд╕рдорд░реНрдерди): refers to the financial, emotional, or social assistance given by family members.
  • Education (рд╢рд┐рдХреНрд╖рд╛): means the process of receiving or giving systematic instruction, especially at a school or university.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
View full paper

Question 255

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

According to the passage, which of the following statements is incorrect?

A) Approximately 50% of renters spend more than 30% of their income on housing costs.

B) The Housing First model includes preconditions such as sobriety.

C) Stable housing is crucial for addressing the underlying causes of homelessness.

  1. AOption (a)

    Only A

  2. BOption (b)

    Only B

  3. COption (c)

    Only C

  4. DOption (d)

    A and B

  5. EOption (e)

    B and C

View answer & explanation

Correct answer

Answer: (b)B.

Only B

Why this answer is correct

The correct answer is Option 2.

┬а

Key Points

  • Statement A: Approximately 50% of renters spend more than 30% of their income on housing costs.
  • This statement is correct as it accurately reflects the context provided in the passage.
  • Statement B: The Housing First model includes preconditions such as sobriety.
  • The passage mentions that the Housing First model does not include preconditions such as sobriety.
  • Statement C: Stable housing is crucial for addressing the underlying causes of homelessness.
  • This statement is correct as it aligns with the information provided in the passage about the importance of stable housing.

Therefore, the correct answer is: Only B.

IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
View full paper

Question 256

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

According to the passage, which of the following statements is correct?

A) Policy interventions to address high rental costs include rent control and affordable housing development.

B) Personal crises are not considered a cause of homelessness.

C) Communities using the Housing First model have seen increases in speculative investment in property.

  1. AOption (a)

    Only A

  2. BOption (b)

    Only B

  3. COption (c)

    Only C

  4. DOption (d)

    A and B

  5. EOption (e)

    B and C

View answer & explanation

Correct answer

Answer: (a)A.

Only A

Why this answer is correct

The correct answer is Option 1.

┬а

Key Points

  • Statement A: Policy interventions to address high rental costs include rent control and affordable housing development.
  • This statement is correct as it accurately reflects the context provided in the passage about policy interventions to make housing more accessible.
  • Statement B: Personal crises are not considered a cause of homelessness.
  • This statement is incorrect because the passage clearly mentions personal and family crises as one of the causes of homelessness.
  • Statement C: Communities using the Housing First model have seen increases in speculative investment in property.
  • This statement is incorrect as the passage does not indicate any link between the Housing First model and speculative investment in property.

Therefore, the correct answer is: Only A.

IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
View full paper

Question 257

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

Which of the following words is similar in meaning to тАЬmajorтАЭ in the context of the passage?

  1. AOption (a)

    trivial

  2. BOption (b)

    substantial

  3. COption (c)

    minor

  4. DOption (d)

    inconsequential

  5. EOption (e)

    slight

View answer & explanation

Correct answer

Answer: (b)B.

substantial

Why this answer is correct

The correct answer is: substantial.

Key Points

  • The word "major" means something that is very important or large in number, quantity, or degree. (рдорд╣рддреНрд╡рдкреВрд░реНрдг)
  • Example: Poverty is a major problem that needs immediate attention.
  • "substantial" means something that is of considerable importance, size, or worth. (рдорд╣рддреНрд╡рдкреВрд░реНрдг)
  • Example: The company made a substantial investment in new technology.
  • Hence, we can infer that the word similar in meaning to 'major' is 'substantial'.

Therefore, the correct answer is: substantial.

Additional Information

Here are the other options explained along with their Hindi meanings and example sentences:

  • trivial (рддреБрдЪреНрдЫ): Something that is of little importance or value.
  • Example: She often gets upset over trivial matters.
  • minor (рдЕрдиреНрдпрд╛рдИ): Something that is lesser in importance or degree.
  • Example: He suffered minor injuries from the accident.
  • inconsequential (рдЕрдорд╣рддреНрддреНрд╡рдкреВрд░реНрдг): Something that is not important or significant.
  • Example: The typo in the report was inconsequential to the overall impact.
  • slight (рдереЛрдбрд╝рд╛): Something that is small in degree or amount.
  • Example: There was a slight improvement in his condition.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
View full paper

Question 258

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

Which of the following words is similar in meaning to "issue" in the context of the passage?

  1. AOption (a)

    solution

  2. BOption (b)

    motive

  3. COption (c)

    controversy

  4. DOption (d)

    agreement

  5. EOption (e)

    benefit

View answer & explanation

Correct answer

Answer: (c)C.

controversy

Why this answer is correct

The correct answer is: controversy.

Key Points

  • The word "issue" means a problem or a matter that is in dispute or under discussion. (рдореБрджреНрджрд╛)
  • Example: The government is working to resolve the issue of air pollution.
  • "controversy" refers to a prolonged public dispute or debate. (рд╡рд┐рд╡рд╛рдж)
  • Example: The new policy sparked a lot of controversy among citizens.
  • Hence, we can infer that the word similar in meaning to 'issue' is 'controversy'.

Therefore, the correct answer is: controversy.

Additional Information

Here are the other options explained along with their Hindi meanings and example sentences:

  • solution (рд╕рдорд╛рдзрд╛рди): A means of solving a problem or dealing with a difficult situation.
  • Example: The engineers are working hard to find a solution to the technical glitch.
  • motive (рдЙрджреНрджреЗрд╢реНрдп): A reason for doing something; the incentive.
  • Example: Her motive for volunteering was purely philanthropic.
  • agreement (рд╕рдордЭреМрддрд╛): A mutual arrangement between parties regarding terms and conditions.
  • Example: The two companies reached an agreement on the merger terms.
  • benefit (рд▓рд╛рдн): An advantage or profit gained from something.
  • Example: Regular exercise has numerous health benefits.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
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Question 259

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

Direction: Read the following passage carefully and answer the questions that follow.

Homelessness remains a major issue worldwide, affecting millions of people who find themselves without a stable and secure place to live. The causes of homelessness are manifold, ranging from economic hardships to personal and family crises, and addressing this multifaceted problem requires a holistic approach encompassing both policy changes and community support. One of the significant factors contributing to homelessness is the disparity between rising house rents and stagnant wages. Over the years, rental prices have soared in major urban centres, making it increasingly difficult for low- and middle-income families to afford decent housing. This phenomenon can be attributed to various reasons, including real estate market dynamics, increased demand for urban housing, and speculative investments in property markets. The mismatch between income levels and housing costs means that a considerable section of the population is perpetually at risk of slipping into homelessness.

Statistics reveal that roughly 50% of renters are spending more than 30% of their income on housing costs, a benchmark that often signals housing insecurity. This burden is even more pronounced among low-income households and vulnerable populations such as single parents, the elderly, and individuals with disabilities. When rent consumes such a large portion of one's income, it leaves little room for other essential expenses like food, healthcare, and education, thus setting off a chain reaction that can lead to financial instability and, ultimately, homelessness. In recent years, efforts to address homelessness have seen a growing emphasis on preventative measures and supportive housing models. One promising approach is the "Housing First" model, which prioritises providing permanent housing to individuals experiencing homelessness without preconditions such as _______ or employment. Research has shown that stable housing is a crucial first step in enabling people to address the underlying causes of their homelessness and rebuild their lives. Communities adopting the Housing First model have reported significant improvements in housing retention rates and reductions in the use of emergency services, such as shelters and hospitals. By providing permanent housing along with support services tailored to individual needs, this approach not only helps people transition out of homelessness but also fosters a sense of stability and dignity. Furthermore, addressing the issue of skyrocketing house rents is essential to preventing homelessness. Policy interventions such as rent control, affordable housing development, and housing subsidies for low-income families can play pivotal roles in making housing more accessible. Governments at various levels need to work collaboratively with non-profit organisations and private sectors to forge comprehensive strategies that ensure adequate and affordable housing for all. Equally important are community-based initiatives that focus on building supportive networks for individuals at risk of homelessness. These initiatives often include job training programmes, mental health services, and financial literacy education, which equip individuals with the skills and resources necessary to maintain stable housing. In conclusion, homelessness is a complex and persistent issue that necessitates a multifaceted response. Comparing house rents and the economic realities faced by vulnerable populations reveals a pressing need for affordable housing solutions and supportive measures. By combining immediate relief efforts like the Housing First model with long-term strategies to control rental prices and provide supportive services, society can make significant strides in reviving people from homelessness and preventing future cases. The path to ending homelessness may be challenging, but with concerted effort and compassionate policies, it is an attainable goal.

Which of the following words is opposite in meaning to "roughly" in the context of the passage?

  1. AOption (a)

    exactly

  2. BOption (b)

    rarely

  3. COption (c)

    usually

  4. DOption (d)

    occasionally

  5. EOption (e)

    frequently

View answer & explanation

Correct answer

Answer: (a)A.

exactly

Why this answer is correct

The correct answer is: exactly.

Key Points

  • The word "roughly" means approximately or nearly, not precisely. (рд▓рдЧрднрдЧ)
  • Example: The new park covers roughly 10 acres of land.
  • "exactly" means in a precise manner or without any error. (рдареАрдХ)
  • Example: She knew exactly what to do in the emergency situation.
  • Hence, we can infer that the opposite of 'roughly' is 'exactly'.

Therefore, the correct answer is: exactly.

Additional Information

Here are the other options explained along with their Hindi meanings and example sentences:

  • rarely (рдХрднреА-рдХрднреА): Something that does not happen often.
  • Example: She rarely visits her hometown.
  • usually (рдЖрдорддреМрд░ рдкрд░): Something that happens most of the time or in a regular manner.
  • Example: He usually goes for a walk in the morning.
  • occasionally (рдХрднреА-рдХрднреА): Something that happens from time to time, but not regularly.
  • Example: She occasionally attends yoga classes.
  • frequently (рдЕрдХреНрд╕рд░): Something that happens often or many times.
  • Example: He frequently travels for work.
IBPS PO Prelims Memory Based Paper (Held On: 23 August 2025 Shift 4) (Previous Year Paper)┬╖English Language
View full paper

Question 260

IBPS Probationary Officer (PO) 2025тАв English LanguageтАв English Language

In the following sentence, some parts have errors and some are correct. Find out which part has an error and mark it as your answer. If there is no error, mark тАШNo errorтАЩ as your answer.

Until you have (A)/ purchased tickets you won't (B)/ be able to attend the dance show (C)/┬аwhich is about to start in a few minutes. (D)/ No error (E)

  1. AOption (a)

    A

  2. BOption (b)

    B

  3. COption (c)

    C

  4. DOption (d)

    D

  5. EOption (e)

    E

View answer & explanation

Correct answer

Answer: (e)E.

E

Why this answer is correct

The correct answer is Option 5.

┬а

Key Points

  • The given sentence is grammatically correct and does not contain any errors in syntax, tense, or vocabulary.
  • The word "Until" is used correctly as a subordinating conjunction to indicate a time-based condition (up to the point that).
  • The use of the present perfect tense ("have purchased") in the subordinate clause to refer to a completed action in the future is a standard and correct grammatical construction.
  • The main clause "you won't be able to attend" correctly uses the future tense to show the result of the condition.
  • Thus, there is no error in any part of the sentence.

Therefore, the correct answer is E.

┬а

Correct Sentence: "Until you have purchased tickets you won't be able to attend the dance show which is about to start in a few minutes."

┬а

Additional Information

  • A: "Until you have" тАУ This part is correct; "Until" sets up the time-dependent condition.
  • B: "purchased tickets you won't" тАУ This part is correct; "purchased" is the correct past participle for the present perfect tense.
  • C: "be able to attend the dance show" тАУ This part is correct; "attend" is used correctly as a transitive verb meaning to be present at an event.
  • D: "which is about to start in a few minutes." тАУ This part is correct; "which" is a relative pronoun correctly introducing the clause describing the show, and "about to" correctly indicates an immediate future action.

How should I prepare for English Comprehension in IBPS Probationary Officer (PO)?

Solving previous year questions by topic helps identify recurring concepts, question patterns, and frequently asked sub-topics. Attempt each question, review the step-by-step explanation, and note down key formulas or facts for quick revision before the exam.