Shortcut Trick
Difference in salary ratio parts = 21 − 20 = 1 unit.
Given 1 unit = ₹2000 ⇒ Salary of P = 20 × 2000 = ₹40,000; Salary of Q = 21 × 2000 = ₹42,000.
Expenditure of Q = Salary − Savings = 42,000 − 14,000 = ₹28,000.
Expenditure ratio P:Q is 5:7 → 7 units = 28,000 ⇒ 5 units (P) = ₹20,000.
Savings of P = 40,000 − 20,000 = ₹20,000.
Savings Ratio P:Q = 20,000 : 14,000 = 10 : 7.
∴ The correct answer is 10 : 7.
Alternate Method
Given: Salary ratio P:Q = 20:21, Expenditure ratio P:Q = 5:7.
Formula: Savings = Income − Expenditure
⇒ Let Salary of P = 20x and Q = 21x.
⇒ Difference = 21x − 20x = x = ₹2000.
⇒ Salary P = 20 × 2000 = ₹40,000; Salary Q = 21 × 2000 = ₹42,000.
⇒ Expenditure of Q = Salary Q − Savings Q = 42,000 − 14,000 = ₹28,000.
⇒ Let Expenditure of P = 5y and Q = 7y. Since 7y = 28,000 ⇒ y = 4,000.
⇒ Expenditure of P = 5 × 4,000 = ₹20,000.
⇒ Savings of P = 40,000 − 20,000 = ₹20,000.
⇒ Required Ratio = Savings P : Savings Q = 20,000 : 14,000 = 10 : 7.
∴ The correct answer is 10 : 7.
Additional Information
Income and Savings Relation
Income = Expenditure + Savings. If any two variables are known or their ratios are provided with a fixed difference, the third can be calculated.
Ratio and Proportion
If a:b is the ratio and the difference between quantities is d, then the actual values are [a/(b−a)]×d and [b/(b−a)]×d.
Cross Multiplication Method
Used when initial ratio, changes (savings), and final ratio (expenditure) are given: (Initial Ratio × Final Ratio parts) − (Savings × Ratio parts).