Banking Awareness PYQs

The correct answer is 30 days.

In News

• The general time limit for filing an appeal against an order by the Committee or Board under the Juvenile Justice Act is 30 days from the date of the order.

Key Points

• The appeal is typically made to the Children's Court, except in cases concerning Foster Care or Sponsorship After Care, where the appeal lies with the District Magistrate.
• If the appeal is filed after the 30-day period, the court or magistrate can still entertain it if a genuine reason for the delay is provided, and the appeal must be resolved within 30 days of being filed.
• In cases involving heinous offenses, the appeal against the Board's order is directed to the Court of Sessions.

Additional Information

• Juvenile Justice Act
• The Juvenile Justice Act provides legal provisions for the care, protection, treatment, development, and rehabilitation of children in conflict with the law.
• Children's Court and District Magistrate
• The Children's Court hears appeals in regular cases, while the District Magistrate deals with appeals related to Foster Care or Sponsorship After Care.

The correct answer is New Delhi.

In News

• The 14^th Asia-Oceania Meteorological Satellite Users’ Conference (AOMSUC-14) will be held in New Delhi from December 4 to 6, 2024.

Key Points

• The conference will be hosted by the India Meteorological Department (IMD), focusing on satellite data for weather and climate studies.
• The event will feature presentations, panel discussions, and workshops, with about 150 participants expected from various countries.
• Dr. Jitendra Singh, India’s Minister of State for Earth Sciences and Space, will inaugurate the conference.

Additional Information

• AOMSUC History
• The Asia-Oceania Meteorological Satellite Users’ Conference (AOMSUC) started in Beijing in 2010 and is now an annual event focusing on advancements in satellite technology for meteorology and climate science.
• IMD's Role
• The India Meteorological Department (IMD) plays a key role in weather forecasting, climate monitoring, and the use of satellite data for environmental research in India.

The correct answer is New Delhi.

In News

• The 14^th meeting of the ASEAN Defence Ministers’ Meeting-Plus (ADMM-Plus) Experts Working Group (EWG) on Counter-Terrorism will be held in New Delhi from March 19 to 20, 2025.

Key Points

• The ADMM-Plus EWG meeting on Counter-Terrorism will take place in New Delhi, India, marking India’s first time co-chairing the meeting with Malaysia.
• The meeting will involve delegations from 10 ASEAN member countries and 8 dialogue partners, focusing on counter-terrorism strategies and cooperation.
• This marks the start of a three-year cycle of activities under the Counter-Terrorism EWG, with plans for exercises, seminars, and workshops.

Additional Information

• ADMM-Plus Framework
• The ADMM-Plus framework promotes practical defence cooperation and focuses on key areas such as counter-terrorism, maritime security, and cybersecurity among ASEAN nations and dialogue partners.
• Counter-Terrorism Cooperation
• Member nations will share their experiences and work towards developing strategies for combating terrorism and extremism in the region.

The correct answer is 1206.79 LMT.

In News

• The Kharif rice production for the year 2024-25 is 1206.79 LMT, a record achievement.

Key Points

• The Second Advance Estimates for 2024-25 have highlighted a record Kharif rice production of 1206.79 LMT.
• This record production is a result of continuous efforts and schemes introduced by the Ministry of Agriculture and Farmers’ Welfare.
• Kharif rice production is part of a larger effort to increase foodgrain yields and support farmers in India.

Additional Information

• Kharif and Rabi Crops in India
• India’s agricultural production is divided into two main seasons: Kharif (monsoon) and Rabi (winter), with rice and wheat being the key crops.
• Record production in Kharif crops, like rice and maize, showcases the progress made in agricultural production in the country.
• Government Initiatives for Farmers
• Various schemes and reforms by the Ministry of Agriculture and Farmers’ Welfare have contributed to the increased productivity of essential crops.

The correct answer is 1 and 3 only.

In News

• Statement 1 is correct: The VGF scheme includes the installation of 1 GW of offshore wind energy projects with an outlay of Rs. 7453 crore, focusing on Gujarat and Tamil Nadu.
• Statement 2 is incorrect: The VGF support covers up to 40% of the total project cost, not 50%.
• Statement 3 is correct: The scheme is overseen by the Ministry of New and Renewable Energy, aiming to reduce the cost of offshore wind power and make it viable for DISCOMs.

Key Points

• The VGF scheme is designed to make offshore wind energy projects financially viable by covering up to 40% of the project cost.
• The scheme is a key part of the National Offshore Wind Energy Policy, which was notified in 2015.
• This initiative aims to boost renewable energy generation in India, with a focus on Gujarat and Tamil Nadu for offshore wind energy projects.

Additional Information

• Viability Gap Funding (VGF) Scheme
• VGF is a government grant aimed at supporting infrastructure projects that are economically justified but not financially viable.
• Offshore Wind Energy in India
• Offshore wind energy is a renewable source that provides higher reliability and reduced storage needs, making it a promising option for India’s energy future.

The correct answer is Applicants seeking passport renewal with a short validity period.

In News

• Applicants seeking passport renewal with a short validity period are not eligible for the Tatkal passport scheme.

Key Points

• Tatkal passports are issued for urgent travel needs, but certain individuals, such as those with a short validity renewal requirement, are excluded.
• Individuals who have a lost or stolen passport or those who require a name change are also ineligible for Tatkal passports.
• Minors with separated parents or children born through surrogacy are allowed to apply, with proper documentation, but may face additional checks.

Additional Information

• Tatkal Passport Eligibility
• Both adults and minors can apply for a Tatkal passport if they meet the urgency criteria and provide required documents.
• The key eligibility factors include having a clean police record and the absence of any legal restrictions on the applicant.

The correct answer is 12.

In News

• All the coastal State/Union Territories have already enacted their Marine Fishing Regulation Acts (MFRAs) / Marine Fishing Regulations to govern fishing activities within 12 nautical miles of territorial waters.

Key Points

• All the coastal State/Union Territories have already enacted their Marine Fishing Regulation Acts (MFRAs) / Marine Fishing Regulations to govern fishing activities within 12 nautical miles of territorial waters.
• The coastal States/UTs through these MFRAs have earmarked the zones/sea areas reserved for fishing only by the traditional fishermen using non-motorized and motorized fishing boats, wherein mechanized fishing vessels are not allowed to fish, e.g., Gujarat has reserved the area up to 9 nautical miles from the shore, Goa has reserved the area up to 2.7 nautical miles from the coast-line; Karnataka has reserved the area up to 3.23 nautical miles from the shore or up to 4 fathoms (whichever is farther) for traditional crafts; Tamil Nadu and Odisha have reserved the areas up to 5 nautical miles for traditional non-mechanized boats, and Andhra Pradesh has reserved the area upto 4.3 nautical miles from the shore for traditional crafts.
• Coastal States/UTs across India have set varying limits for traditional fishing zones, with no mechanized vessels allowed in these areas.
• These restrictions help protect the livelihoods of traditional fishermen and regulate fishing activities within territorial waters.

Additional Information

• Marine Fishing Regulation Acts (MFRAs)
• Each coastal state in India has enacted its own MFRA to regulate fishing activities within territorial waters, ensuring sustainable fishing practices.
• Traditional Fishing Zones
• The reserved zones help traditional fishermen access fishing grounds without competition from mechanized vessels, promoting sustainable fisheries management.

The correct answer is USD 200 mn.

In News

• The Asian Development Bank (ADB) approved a USD 200 million loan on February 26, 2025, to expand urban services in Kolkata.
• The loan aims to improve the climate and disaster-resilient sewerage and drainage infrastructure in Kolkata, West Bengal.
• The goal is to enhance Kolkata's livability by upgrading essential urban services.

Key Points

• The ADB approved a loan of USD 200 million to improve sewerage and drainage infrastructure in Kolkata.
• The project focuses on developing climate and disaster-resilient urban services in the city.
• The project aims to enhance Kolkata’s livability, making it more sustainable and adaptable to future challenges.
• The loan is part of ADB's ongoing efforts to support infrastructure development and urban resilience in India.

Additional Information

• Asian Development Bank (ADB)
• Founded in 1966
• Headquartered in Manila, Philippines
• ADB works to promote social and economic development in Asia.
• Urban Infrastructure Projects
• Urban infrastructure projects focus on enhancing essential services like water supply, drainage, sanitation, and transportation in cities.
• These projects are critical for improving the quality of life in urban areas and ensuring sustainable growth.
• Climate and Disaster-Resilient Infrastructure
• Climate-resilient infrastructure is designed to withstand the impacts of climate change, including extreme weather events.
• Disaster-resilient infrastructure aims to ensure the continuity of services during and after disasters like floods, earthquakes, and storms.

The correct answer is HDFC Bank.

In News

• HDFC Bank launched India’s first PSU Salary Account, ‘Anmol Savings Account’ with cyber fraud protection in February 2025.
• The account offers cyber fraud cover of up to Rs. 1.5 lakhs for senior citizens, and Rs. 25,000 to Rs. 50,000 for professionals.
• Additionally, the ‘Speciale Gold Women’ account offers a cancer cover of up to Rs. 5 lakhs for women.

Key Points

• HDFC Bank launched India’s first PSU Salary Account, called ‘Anmol Savings Account’.
• The account comes with cyber fraud protection for senior citizens and professionals.
• HDFC Bank offers a range of protections, including cyber fraud cover and cancer cover for women.
• This account is designed to meet the specific needs of Public Sector Undertaking (PSU) employees.

Additional Information

• HDFC Bank
• Founded in 1994
• Headquartered in Mumbai, Maharashtra
• MD & CEO - Sashidhar Jagdishan
• PSU Salary Accounts
• These accounts are specifically tailored for employees working in Public Sector Undertakings (PSUs).
• They offer special benefits and features such as enhanced coverage and customized banking services.
• Cyber Fraud Protection
• Cyber fraud protection provides coverage against unauthorized transactions and financial frauds that occur online.
• This is particularly useful for customers in the digital banking ecosystem.
• Speciale Gold Women Account
• This account offers benefits tailored to women, including health coverage like cancer insurance.
• It is designed to support the financial well-being of women customers.

The correct answer is Financial Literacy – Women’s Prosperity.

In News

• The Reserve Bank of India (RBI) launched Financial Literacy Week (FLW) 2025 from February 24 to February 28, 2025.
• The theme of FLW 2025 is 'Financial Literacy – Women’s Prosperity.'
• The theme is aligned with the strategic objectives of the National Strategy for Financial Education 2020-2025.

Key Points

• FLW 2025 was inaugurated by RBI Governor Sanjay Malhotra in Mumbai.
• The event focuses on enhancing financial literacy and awareness among women in India.
• The theme is part of the National Strategy for Financial Education 2020-2025, which aims to improve financial literacy across the country.

Additional Information

• Reserve Bank of India (RBI)
• Founded in 1935
• Headquartered in Mumbai
• RBI is responsible for regulating and overseeing the banking system in India.
• National Strategy for Financial Education (NSFE) 2020-2025
• NSFE aims to promote financial literacy and awareness in India to improve financial inclusion.
• The strategy emphasizes enhancing financial education at all levels of society.
• Financial Literacy Week (FLW)
• FLW is an annual event organized by RBI to raise awareness about financial literacy.
• Each year, a specific theme is chosen to focus on a key aspect of financial education.

The correct answer is  Only 1.

In News

• South Indian Bank launched "SIB QUICKPL", a fully Digital Personal Loan platform for new customers on 24 February 2025.
• SIB QUICKPL has been integrated with the Account Aggregator (AA) framework and the Income Tax portal for instant verification.

Key Points

• SIB QUICKPL is a digital platform designed by South Indian Bank for offering personal loans to new customers.
• The platform is integrated with the Account Aggregator (AA) framework, which allows for instant data verification from multiple sources.
• SIB QUICKPL also links with the Income Tax portal for quick and seamless verification of income details.
• It aims to provide an efficient and hassle-free process for applying and receiving personal loans.

Additional Information

• South Indian Bank
• Founded in 1929
• Headquartered in Thrissur, Kerala
• MD & CEO - Murali Ramakrishnan
• Account Aggregator (AA) Framework
• AA framework allows secure sharing of financial data between different institutions, enabling faster processing of financial services.
• It facilitates access to financial data for loan approvals and other financial services.
• Income Tax Portal
• The Income Tax portal is an online service provided by the Income Tax Department of India.
• It allows individuals and businesses to file income tax returns, check refund status, and access other tax-related services.

The correct answer is Paytm Money Limited.

In News

• Paytm Money Limited launches India’s first solar-powered payment soundbox for merchants in February 2025.
• The Paytm Solar Soundbox is designed for merchants to accept UPI and RuPay Credit Card payments via a QR code.
• This device offers a cost-effective, reliable, and eco-friendly solution, requiring minimal sunlight for charging, making it ideal for rural and remote areas.

Key Points

• Paytm Solar Soundbox is the first solar-powered payment device launched in India.
• It is designed to enable merchants to accept UPI and RuPay Credit Card payments using a QR code.
• The device is eco-friendly, requiring very little sunlight to charge, making it highly suitable for rural and remote areas with limited access to electricity.
• It was launched by Paytm Money Limited, a subsidiary of One97 Communications, based in Noida, Uttar Pradesh.

Additional Information

• Unified Payments Interface (UPI)
• UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI).
• It enables customers to link multiple bank accounts to one mobile application.
• RuPay Credit Card
• RuPay is India’s domestic card payment network, launched by NPCI.
• It is accepted across major payment gateways, ATMs, and point-of-sale terminals in India.
• Paytm Money Limited
• Paytm Money is a wholly-owned subsidiary of One97 Communications.
• It offers various financial services such as investments and digital payment solutions.
• Solar-Powered Devices
• Solar-powered devices rely on renewable energy from the sun to operate, making them eco-friendly and energy-efficient.
• Such devices are ideal for use in remote areas with limited electricity access.

The correct answer is Assam.

In News

• On January 1, 2025, the Government of Assam signed an MoU with the State Bank of India (SBI) and Union Bank of India (UBI) to offer insurance benefits to state government employees.
• The agreement aims to provide zero-premium insurance coverage and additional benefits to over four lakh permanent state government employees.
• The decision was made during a cabinet meeting in North Lakhimpur, Assam.
• The Assam Finance Department has been authorized to collaborate with Scheduled Commercial Banks (SCBs) for implementation.

Key Points

• Assam signed an MoU with SBI and UBI for insurance benefits to state employees.
• Zero-premium insurance coverage will be provided to over four lakh permanent government employees.
• The initiative was approved in a cabinet meeting held in North Lakhimpur, Assam.
• A Standard Operating Procedure (SOP) is being prepared for smooth implementation.

Additional Information

• Assam
• Capital - Dispur
• Chief Minister - Himanta Biswa Sarma
• Governor -  Lakshman Prasad Acharya
• Major Rivers - Brahmaputra, Barak
• State Bank of India (SBI)
• Founded - 1955
• Headquarters - Mumbai
• Chairman - C S Shetty
• Largest public sector bank in India
• Union Bank of India (UBI)
• Founded - 1919
• Headquarters - Mumbai
• MD & CEO - A. Manimekhalai
• One of India’s leading public sector banks

The correct answer is State Bank of India (SBI).

In News

• On January 3, 2025, the State Bank of India (SBI) launched two new deposit schemes: the ‘Har Ghar Lakhpati Recurring Deposit (RD) scheme’ and the ‘SBI Patrons Fixed Deposit (FD) scheme’.

Key Points

• Har Ghar Lakhpati RD Scheme: A pre-calculated recurring deposit scheme designed to help customers accumulate Rs 1 lakh or multiples thereof.
• The tenure of the RD account ranges from a minimum of 12 months (1 year) to a maximum of 120 months (10 years).
• SBI Patrons FD Scheme: A new fixed deposit option designed to offer competitive interest rates and flexible tenures.
• SBI’s Other FD Schemes for Senior Citizens: The ‘SBI We-Care’ deposit scheme offers an interest rate of 7.50% for a period ranging from 5 years to less than 10 years.
• The minimum deposit amount under this scheme is Rs 1,000, with a maximum deposit of less than Rs 3 crore.

Additional Information

• State Bank of India (SBI)
• Founded in 1955, headquartered in Mumbai, Maharashtra.
• India’s largest public sector bank, offering a wide range of banking and financial services.
• Har Ghar Lakhpati RD Scheme
• Aims to promote financial inclusion by encouraging small savings among households.
• Provides a structured saving plan to accumulate a corpus of Rs 1 lakh or more over time.
• SBI Patrons Fixed Deposit (FD) Scheme
• Offers attractive interest rates with flexible tenure options for fixed deposits.
• Designed to cater to the investment needs of retail and senior citizen customers.
• SBI We-Care Deposit Scheme (for Senior Citizens)
• Offers an interest rate of 7.50% for deposits with a tenure of 5 to less than 10 years.
• Minimum deposit: Rs 1,000; Maximum deposit: Less than Rs 3 crore.

The correct answer is Cosmea Financial Holdings (CFH).

In News

• Mumbai-based Cosmea Financial Holdings (CFH), led by Sam Ghosh, received approval from the Securities and Exchange Board of India (SEBI) to sponsor a Mutual Fund (MF) business.

Key Points

• Cosmea Financial Holdings (CFH) received SEBI approval in 2024 to sponsor a Mutual Fund (MF).
• The company, led by Sam Ghosh, submitted its application in May 2024.
• CFH has a 6-month window to complete the necessary registration formalities as per the SEBI (Mutual Funds) Regulations, 1996.
• CFH plans to invest Rs 200 crore (USD 23.3 million) in its Asset Management Company (AMC).
• The AMC will focus on Quant and Smart Beta strategies to meet the growing demands of Indian investors.

Additional Information

• Cosmea Financial Holdings (CFH)
• Headquartered in Mumbai, Maharashtra.
• Led by Sam Ghosh, a veteran in the financial services industry.
• SEBI (Securities and Exchange Board of India)
• The regulatory body overseeing the securities market and mutual funds in India.
• Established under the SEBI Act, 1992.
• SEBI (Mutual Funds) Regulations, 1996
• Regulates the operations of mutual funds in India.
• Ensures transparency, investor protection, and proper governance in mutual fund businesses.
• Quant and Smart Beta Strategies
• Quant strategies: Utilize mathematical models and data analytics to make investment decisions.
• Smart Beta strategies: Focus on alternative index construction to improve returns and reduce risks compared to traditional index investing.

The correct answer is HDFC Bank.

In News

• In January 2025, the Reserve Bank of India (RBI) granted approval to HDFC Bank to acquire up to a 9.5% stake in AU Small Finance Bank.

Key Points

• The approval allows HDFC Bank and its group entities to collectively hold up to 9.5% of the paid-up share capital or voting rights in AU Small Finance Bank.
• This permission is valid for one year, expiring on January 2, 2026.
• HDFC Bank's group entities include HDFC Mutual Fund, HDFC Life Insurance, HDFC ERGO General Insurance, HDFC Securities, and HDFC Pension Management.
• The acquisition aims to ensure that the aggregate holdings of HDFC Bank and its group entities comply with RBI's regulatory guidelines.

Additional Information

• AU Small Finance Bank
• Headquartered in Jaipur, Rajasthan.
• Established in 1996 as a vehicle finance company and converted to a small finance bank in 2017.
• Offers a range of banking products and services, including savings accounts, loans, and insurance.
• HDFC Bank
• One of India's leading private sector banks.
• Offers a wide array of financial products and services to individuals and businesses.
• Known for its strong digital banking platform and extensive branch network.
• Reserve Bank of India (RBI)
• India's central banking institution, responsible for regulating the country's monetary policy.
• Oversees the financial stability and economic growth of India.
• Regulates and supervises financial institutions, including banks and non-banking financial companies.
• Stake Acquisition in Banking
• Refers to purchasing a percentage of ownership in a financial institution.
• Requires regulatory approvals to ensure compliance with financial and legal norms.
• Aims to strengthen strategic partnerships and expand market presence.

The correct answer is Only 1 and 3.

In News

• In January 2025, RBI tightened norms for imposing monetary penalties and compounding offences under the Payment and Settlement Systems (PSS) Act, 2007.

Key Points

• RBI is empowered under Section 30 of the PSS Act, 2007, to impose a penalty of up to ₹10 lakh or twice the amount involved in the violation, whichever is higher.
• The new norms are introduced to consolidate and rationalize enforcement actions by the RBI.
• The monetary penalty or compounding amount must be paid within 30 days from the receipt of the penalty order.
• Payment and Settlement Systems (PSS) Act, 2007
• Regulates and supervises payment systems in India.
• Provides RBI with powers to regulate and oversee digital and financial transactions.

Additional Information

• Payment and Settlement Systems Act, 2007
• Empowers RBI to regulate and supervise all payment systems in India.
• Ensures the safety and efficiency of electronic payment and settlement systems.
• Applies to banks, financial institutions, and other payment system operators.
• Compounding of Offences under PSS Act
• Compounding allows the offender to settle the case by paying a monetary penalty.
• Ensures quicker resolution of minor regulatory breaches.
• RBI’s Role in Payment Regulation
• Regulates digital payment firms and financial institutions.
• Ensures compliance with cybersecurity and financial laws.
• Promotes digital payments and financial inclusion.

The correct answer is SBI Patrons.

In News

• In January 2025, the State Bank of India (SBI) introduced a new Term Deposit (TD) Scheme called ‘SBI Patrons’ for Super Senior Citizens (aged 80 years or above).

Key Points

• SBI Patrons is exclusively designed for Super Senior Citizens (aged 80 years and above).
• The scheme offers Term Deposit Receipt (TDR) and Short-Term Deposit Receipt (STDR) options.
• Minimum deposit amount is ₹1,000, while the maximum deposit is up to ₹3 crore.
• Deposit tenure ranges from 7 days to 10 years.
• State Bank of India (SBI)
• Headquarters - Mumbai, Maharashtra
• Chairman - Challa Sreenivasulu Setty
• Founded - 1 July 1955
• Largest public sector bank in India

Additional Information

• Other SBI Deposit Schemes for Senior Citizens
• SBI WeCare - FD scheme for senior citizens offering additional interest.
• SBI Annuity Deposit - Provides fixed monthly payments.
• SBI Golden Years FD - Offers higher interest rates for senior citizens.
• SBI Global Presence
• Operates in more than 30 countries.
• Has over 22,500 branches in India.
• Ranked 48^th largest bank in the world by total assets.
• SBI in Financial Rankings
• Ranked 178^th in the Fortune Global 500 list (2024).
• Holds the 55^th position in Forbes Global 2000 (2024).
• Only Indian bank in the Fortune Global 500 list.

The correct answer is February 1, 2025.

In News

• From February 1, 2025, the National Payments Corporation of India (NPCI) has implemented new rules restricting special characters in UPI Transaction Identifications (IDs).

Key Points

• Effective from February 1, 2025, all UPI Transaction IDs containing special characters (@, #, $, %, etc.) will be declined.
• UPI IDs must now use only alphanumeric characters (letters and numbers).
• This regulation aims to enhance security and ensure uniformity in UPI transactions.
• National Payments Corporation of India (NPCI)
• Founded - December 19, 2008
• Headquarters - Mumbai, Maharashtra
• MD & CEO - Dilip Asbe

Additional Information

• Unified Payments Interface (UPI)
• Developed by NPCI as a real-time payment system.
• Facilitates inter-bank transactions via mobile apps.
• Supports peer-to-peer and merchant payments.
• NPCI’s Key Products
• RuPay - Domestic card payment network.
• BHIM - UPI-based mobile payment app.
• Bharat Bill Payment System (BBPS) - Bill payment service.
• National Financial Switch (NFS) - ATM transaction processing.
• Security Measures in UPI
• UPI transactions require two-factor authentication.
• RBI and NPCI continuously update security protocols.
• New guidelines aim to reduce fraud and data breaches$.

The correct answer is USD 5.1 billion.

In News

• In January 2025, the Reserve Bank of India (RBI) conducted a dollar-rupee buy/sell foreign exchange (FX) swap auction for USD 5.1 billion.
• The auction was significantly oversubscribed, with total bids amounting to USD 25.59 billion from 253 participants.

Key Points

• RBI injected USD 5.1 billion liquidity into the banking system through an FX swap auction.
• Total bids received in the auction were USD 25.59 billion, five times the offered amount.
• The FX swap auction was conducted to manage liquidity and stabilize the rupee.
• Reserve Bank of India (RBI)
• Founded - April 1, 1935
• Headquarters - Mumbai, Maharashtra
• Governor - Sanjay Malhotra

Additional Information

• What is an FX Swap Auction?
• A monetary policy tool used by central banks to manage liquidity.
• Involves buying/selling foreign currency in exchange for domestic currency.
• Helps in controlling inflation, interest rates, and forex reserves.
• Why did RBI conduct this auction?
• To enhance USD liquidity in the banking system.
• To stabilize the Indian rupee against currency fluctuations.
• To absorb excess dollar inflows and maintain forex reserves.
• Key Officials at RBI
• Governor - Sanjay Malhotra
• Deputy Governors - M. Rajeshwar Rao, Swaminathan Janakiraman, T. Rabi Sankar