RBI Grade B Officer · Topic Collection

English Comprehension PYQs

Reading comprehension, vocabulary, synonyms and antonyms, idiom usage, error spotting, sentence improvement, and cloze tests.

150 Total Questions5 Official PapersYears: 2017–2023Search in English Comprehension
Showing questions 41–60 of 150Page 3 of 8
RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 41

RBI Grade B Officer 2022• English Language• English Language

Directions (Q90- Q92): Seven statements are given below, which are jumbled in any random order.

Only the first statement (a) and the sixth statement (f), which have been emboldened, are in their correct places. These statements will form a coherent and meaningful paragraph, when arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
a) Imagine a Zoom session on pure mathematics by college professors being interspersed every now and again with a raucous recital of the first ten numbers by kindergarteners.
b) Tower Twisters, a chapter of Chennai Runners, spotted a similar mismatch with the result that it now operates with four official WhatsApp groups.
c) This group countenances these digressions, as almost everyone is guilty of them at some point.
d) The group has a low tolerance threshold for any attempts to get a non-running line in, straight or edgeways.
e) Though both exercises deal with maths, throwing them together is an incongruity.
f) There is another for members who are serious about running, but simply cannot resist the temptation of running through every topic at hand, chatting away to glory.
g) Vikram Mohan, one of Tower Twisters‘ founding-members, notes that one WhatsApp group hosts those members with a blinkered vision, being fixated only on running.

Q91. Which of the following is the last (seventh) sentence of the paragraph after rearrangement?

  1. AOption (a)

    g

  2. BOption (b)

    b

  3. COption (c)

    d

  4. DOption (d)

    c

  5. EOption (e)

    e

View answer & explanation

Correct answer

Answer: (d)D.

c

Why this answer is correct

The correct order of the sentences is a, e, b, g, d, f and c. f mentions about a particular WhatsApp group, whose members talk about running but are ok with talking about other topics as well, hence they allow digressions, which has been mentioned in „c‟, hence c follows f.

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Question 42

RBI Grade B Officer 2022• English Language• English Language

Directions (Q90- Q92): Seven statements are given below, which are jumbled in any random order.

Only the first statement (a) and the sixth statement (f), which have been emboldened, are in their correct places. These statements will form a coherent and meaningful paragraph, when arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
a) Imagine a Zoom session on pure mathematics by college professors being interspersed every now and again with a raucous recital of the first ten numbers by kindergarteners.
b) Tower Twisters, a chapter of Chennai Runners, spotted a similar mismatch with the result that it now operates with four official WhatsApp groups.
c) This group countenances these digressions, as almost everyone is guilty of them at some point.
d) The group has a low tolerance threshold for any attempts to get a non-running line in, straight or edgeways.
e) Though both exercises deal with maths, throwing them together is an incongruity.
f) There is another for members who are serious about running, but simply cannot resist the temptation of running through every topic at hand, chatting away to glory.
g) Vikram Mohan, one of Tower Twisters‘ founding-members, notes that one WhatsApp group hosts those members with a blinkered vision, being fixated only on running.

Q92. Which of the following is the fifth sentence of the paragraph after rearrangement?

  1. AOption (a)

    c

  2. BOption (b)

    g

  3. COption (c)

    b

  4. DOption (d)

    e

  5. EOption (e)

    d

View answer & explanation

Correct answer

Answer: (e)E.

d

Why this answer is correct

The correct order of the sentences is a, e, b, g, d, f and c. Now, „g‟ talks about a group that is fixated on one topic of running only and „d‟ elaborates on this. Hence, „d‟ will follow „g‟.

RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 43

RBI Grade B Officer 2022• English Language• English Language

Directions : Out of the statements given below, one statement may be grammatically and contextually correct. Choose the correct statement as your answer. If all the statements are correct, choose E, i.e. „All are correct‟.

Q93.

  1. AOption (a)

    The issue of reserving private sector jobs for people domiciled within the same State may face their first judicial test soon.

  2. BOption (b)

    Even though the apex court set aside an interim stay order granted by the High Court, it was only doing for because the stay was granted without assigning reasons.

  3. COption (c)

    There are quite a few issues that raise when the State introduces a quota in the private sector, especially if it is based on a domicile norm.

  4. DOption (d)

    Given the bleak employment situation in the backdrop of the reported loss of millions of jobs during the pandemic, it is no surprise that the leadership in every State seeks to find employment opportunities for its youth.

  5. EOption (e)

    All are correct

View answer & explanation

Correct answer

Answer: (d)D.

Given the bleak employment situation in the backdrop of the reported loss of millions of jobs during the pandemic, it is no surprise that the leadership in every State seeks to find employment opportunities for its youth.

Why this answer is correct

A- Replace THEIR with ITS because the antecedent for this pronoun is THE ISSUE. „THEIR‟ IS used for living beings, ITS is used for things. B- Replace DOING FOR with DOING SO. DOING SO refers to something which has already been specified or something that‟s obvious. C- Replace RAISE with ARISE. RAISE should be used when some external force lifts or increases something, ARISE is used when something increases or lifts by ITSELF.

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Question 44

RBI Grade B Officer 2022• English Language• English Language

Directions : Out of the statements given below, one statement may be grammatically and contextually correct. Choose the correct statement as your answer. If all the statements are correct, choose E, i.e. „All are correct‟.

Q94.

  1. AOption (a)

    In a suddenly decision not previously intimated, India became one of a 13-nation economic initiative led by the U.S., as President Joseph Biden unveiled plans for an Indo-Pacific Economic Framework for Prosperity.

  2. BOption (b)

    India‘s joining is an equally strong statement of commitment to Indo-Pacific goals, and to broaden regional economic cooperation, particularly after it walked out of the 15-nation RCEP.

  3. COption (c)

    Despite the strong signalling from all sides, however, there are many aspects to the IPEF that bear further scrutiny.

  4. DOption (d)

    The four pillars also lend themselves to some confusion, drawing into question whether there is enough common ground among the 13 countries that are part of very different economic arrangements, as well as outliers, to set standards together, nor be open to issues that vary for each country.

  5. EOption (e)

    All are correct

View answer & explanation

Correct answer

Answer: (c)C.

Despite the strong signalling from all sides, however, there are many aspects to the IPEF that bear further scrutiny.

Why this answer is correct

A- Replace SUDDENLY BY SUDDEN, here the requirement is of an adjective while an adverb has been used here so suddenly is incorrect we should use sudden. B- India‟s joining is an equally strong statement of commitment to Indo-Pacific goals, and to broadening regional economic cooperation. The infinitive form "broaden" can function as a verb, but it cannot function as an adjective modifying a noun. Hence “broadening” is the correct usage. D- replace „nor‟ with „or‟ because we use the structure „whether A or B‟. Here „whether A nor B‟ has been used which is incorrect.

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Question 45

RBI Grade B Officer 2022• English Language• English Language

Directions : Out of the statements given below, one statement may be grammatically and contextually correct. Choose the correct statement as your answer. If all the statements are correct, choose E, i.e. „All are correct‟.

Q95.

  1. AOption (a)

    Working in hazardous sites such as quarries, where explosives and heavy machinery are deployed, is fraught with risks.

  2. BOption (b)

    But human casualties in accidents caused at such sites due to greed-induced exploitation, violation of safety and operational norms, and collusion with regulators, involves an element of culpability.

  3. COption (c)

    The plundering of natural resources including in the ecologically sensitive Western Ghats due to excessive blasting and mining have been well documented by committees, either appointed by the government or by the courts.

  4. DOption (d)

    There is now a spurt in the quarrying volume in the Tirunelveli-Kanyakumari region to meeting the huge demand from Kerala, where an estimated 80% of quarried materials is transported.

  5. EOption (e)

    All are correct

View answer & explanation

Correct answer

Answer: (a)A.

Working in hazardous sites such as quarries, where explosives and heavy machinery are deployed, is fraught with risks.

Why this answer is correct

B- replace „involves‟ with „involve‟ because the subject here is human casualties. C- replace „have‟ with 'has‟ because the subject here is „plundering‟. D- replace' meeting' with 'meet' because in the case of infinitives we use the base form of verb.

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Question 46

RBI Grade B Officer 2022• English Language• English Language

Directions : In the following question, a sentence is given with a blank to be filled in with appropriate words. Five alternatives are suggested for the question. Choose the correct alternative, such that both the words fit contextually and grammatically in the given statement.

Q96. Already the several rounds of NATO expansion and Russia‘s territorial aggression have ______________ the world to its most dangerous moment since the 1962 Cuban missile crisis.

  1. AOption (a)

    issued, put

  2. BOption (b)

    made, savoured

  3. COption (c)

    looked, masked

  4. DOption (d)

    taken, brought

  5. EOption (e)

    follow, mix

View answer & explanation

Correct answer

Answer: (d)D.

taken, brought

Why this answer is correct

Here, both the words „brought‟ and „taken‟ can fit the blank. In 1- „issued‟ is incorrect. In 2, both the words are inappropriate. In 3, „looked‟ is incorrect. In 5, both words are grammatically incorrect.

RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 47

RBI Grade B Officer 2022• English Language• English Language

Directions : In the following question, a sentence is given with a blank to be filled in with appropriate words. Five alternatives are suggested for the question. Choose the correct alternative, such that both the words fit contextually and grammatically in the given statement.

Q97. If civil service has to represent all sections of the population, of which half are women, their representation in the services too must increase at all levels of the bureaucracy, ___________ with the highest rung.

  1. AOption (a)

    stating, kicking off

  2. BOption (b)

    terminating, traumatising

  3. COption (c)

    hoping, losing

  4. DOption (d)

    bringing off, wearing

  5. EOption (e)

    filming, blocking

View answer & explanation

Correct answer

Answer: (a)A.

stating, kicking off

Why this answer is correct

Only the words in option 1 correctly fit the blank. Other words are inappropriate.

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Question 48

RBI Grade B Officer 2022• English Language• English Language

Directions : In the following question, a sentence is given with a blank to be filled in with appropriate words. Five alternatives are suggested for the question. Choose the correct alternative, such that both the words fit contextually and grammatically in the given statement.

Q98. Decision-makers occupying the high echelons in the judiciary and the executive should ______________ that by not making the fullest use of the expertise of academic lawyers, they are doing a disfavour to our society.

  1. AOption (a)

    arrange, understand

  2. BOption (b)

    acknowledge, hinder

  3. COption (c)

    acclaim, revamp

  4. DOption (d)

    recognise, consider

  5. EOption (e)

    point, deal

View answer & explanation

Correct answer

Answer: (d)D.

recognise, consider

Why this answer is correct

Both „recognise‟ and „consider‟ fit the blank. Decision-makers occupying the high echelons in the judiciary and the executive should recognise/consider that by not making the fullest use of the expertise of academic lawyers, they are doing a disfavour to our society.

RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 49

RBI Grade B Officer 2022• English Language• English Language

Directions : In the following question, a sentence is given with a blank to be filled in with appropriate words. Five alternatives are suggested for the question. Choose the correct alternative, such that both the words fit contextually and grammatically in the given statement.

Q99. The countries close to the Russian border, namely the Baltic states and Poland, had _____________ against such a possibility, which they considered the next step after the annexation of Crimea in 2014 and the month-long Russian military build-up along the border.

  1. AOption (a)

    provided, improved

  2. BOption (b)

    mentioned, ignored

  3. COption (c)

    withheld, portrayed

  4. DOption (d)

    plotted, selected

  5. EOption (e)

    warned, notified

View answer & explanation

Correct answer

Answer: (e)E.

warned, notified

Why this answer is correct

In this context any country will be made would be alerted or warned or notified against any possibility of threat or border issue hence „warned‟ and „notified‟ fit best here.

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Question 50

RBI Grade B Officer 2022• English Language• English Language

Directions : Select the phrase/connector from the given options which can be used to form a single sentence from the two sentences given below, implying the same meaning as expressed in the statement sentences. Pick out the option that when used to start a sentence combines both the above sentences in one.

Q100.
A. We have to consider the moral and legal justifications before it may be done.
B. We have to also consider whether it has a reasonable chance of success.

I. Even if we have to consider…
II. We have to consider…it may be done, for instance, we have to also consider…
III. We have to consider, not only the moral… be done, but also whether it has…

  1. AOption (a)

    Only I

  2. BOption (b)

    Both II and III

  3. COption (c)

    Both I and II

  4. DOption (d)

    Only III

  5. EOption (e)

    All are correct

View answer & explanation

Correct answer

Answer: (d)D.

Only III

Why this answer is correct

„even if‟ is used to show emphasis. „for instance‟ is used to quote example but in this case the second sentence is adding information to the first sentence and both the cases as mentioned in these sentences must happen hence only „not only... but also‟ is the correct usage. We have to consider, not only the moral and legal justifications before it may be done but also whether it has a reasonable chance of success.

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Question 51

RBI Grade B Officer 2022• English Language• English Language

A. New and rapidly developing technological advances made our lives easier.
B. With the creation of weapons that could kill a large number of people, deaths began to increase.

I. New and … easier, on the other hand, with the creation …
II. New and … easier, furthermore, with the creation …
III. New and … easier, at the same time, with the creation …

  1. AOption (a)

    Only I

  2. BOption (b)

    Both II and III

  3. COption (c)

    Both I and III

  4. DOption (d)

    only II

  5. EOption (e)

    All of these

View answer & explanation

Correct answer

Answer: (c)C.

Both I and III

Why this answer is correct

In the first sentence they are talking about the positive side while in the second sentence they are talking about the negative side of technology. Also the sentences mention hmm that these two things are happening simultaneously. Hence ‘on the other hand’ and ‘at the same time’ both are the correct usages. ‘Furthermore’ is used to add information on the same lines which is not the case here hence it is not the correct usage.

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Question 52

RBI Grade B Officer 2022• English Language• English Language

A. Many students spend two or more hours playing video games each day.
B. Their grades suffer and they sometimes need to repeat classes.

I. Many students… each day because their grades…
II. Many students…each day, consequently, their grades…
III. Many students…each day, as a result, their grades…

  1. AOption (a)

    Only I

  2. BOption (b)

    Both II and III

  3. COption (c)

    Both I and II

  4. DOption (d)

    Only III

  5. EOption (e)

    All of these

View answer & explanation

Correct answer

Answer: (b)B.

Both II and III

Why this answer is correct

Sentences A&B talk about cause and effect. ' because' should be used with the cause, but sure it has been used with the effect hence because it is incorrect usage 'consequently‘ and ‘as a result’ both are used with the effects and are used correctly in this case.

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Question 53

RBI Grade B Officer 2022• English Language• English Language

Directions : Read the passage and answer the questions that follow.
Inflation for the last four months has been worryingly high — wholesale price index (WPI) has been above 10% and consumer price index (CPI) crossed the 6% mark in June, which was above the Reserve Bank of India (RBI)‘s tolerance band. This is happening at a time when demand has been down, unemployment has been high, many have lost incomes and poverty has aggravated. So, why is there high inflation and does the official data capture the real picture?
In April and May 2020, data on production and prices could not be collected due to the strict lockdown. Unlock had gradually started in June and July 2020 but normalcy had not returned. So, the current data on prices for April to July 2021 are not comparable with the same months of 2020. As such, the official inflation figures for these months in 2021 do not reflect the true picture.
Anyway, a single number for inflation is an aggregate across different commodities and services — the price rise differs for different items of consumption. So, the single number is arrived at by assigning weights to different commodities and services. For WPI, the weights in production are used; for CPI, the consumption basket is used. But people are not homogenous. The consumption basket is vastly different for the poor, the middle classes, and the rich. Hence, the CPI is different for each of these classes and a composite index requires averaging the baskets. So, in a sense, it represents none of the categories.
During lockdown and unlock in 2020, people largely consumed essentials. RBI data show that consumer confidence fell drastically from 105 in January 2020 to 55.5 by January 2021. That means, even when the economy started to grow officially, consumer confidence had not recovered. There occurred a long hiatus for its recovery. Employment and incomes were still down and according to one report, 230 million slipped below the poverty line.

All this implies that the consumption basket for different sections of the population had changed. While the consumption pattern of the well-off sections may have changed little, the poor and middle classes, especially those who lost jobs and incomes, would have had to cut back on their consumption. Thus, the weights in the CPI would have changed and inflation required recalculation, but this has not been done. Consumer confidence was down to 48.6 in July 2021 due to the impact of the second wave of COVID-19.
In India, 94% work in the unorganised sector and mostly earn low incomes and have little savings. By definition, they cannot bargain for higher incomes as prices rise, and get hit by inflation. Further, due to lockdowns, the wages of many declined, both in the unorganised and organised sectors. This has impacted their family budgets.
Consequently, demand has declined not only for non-essentials but even for essentials. In a vicious cycle, this is slowing down economic recovery and employment generation. Further, this impacts the government‘s revenues and tends to increase the budgetary deficit. This puts pressure on the government to cut back budgetary expenditures, especially on the social sector. That aggravates poverty and reduces demand further. Thus, inflation in times of low demand and reduced incomes leads to a vicious cycle of slowing the economy and a growing crisis in the lives of the poor and unemployed, most of whom belong to the unorganised sector and some to the organised sector.
The government has increased taxation of energy to raise resources. Since energy is used for all production, prices of all goods and services tend to rise and push up the rate of inflation. Further, this is an indirect tax, it is regressive and impacts the poor disproportionately more. It also makes the RBI‘s task of controlling inflation difficult.
In brief, the current official inflation rate does not correctly measure price rise since the lockdown administered a shock to the economy. The method of calculating it needed modification. Many of the non-rich have suffered a double blow due to loss of income and rise in prices. This is slowing down the pickup in growth by curtailing demand.
Q103. Which of the following is true regarding combining different numbers to give a single number for inflation?

(i) Different commodities and services are designated weights, and thus a single number is reached.

(ii) To calculate WPI, weights in marketing are used.

(iii) To calculate CPI, basket of consumption goods is used.

(iv) Since the basket is different for different sections of the society, it is averaged to reach a single number.

(v) The numbers represent each category separately.

  1. AOption (a)

    Only ii

  2. BOption (b)

    Both i and iii

  3. COption (c)

    i, iii and iv

  4. DOption (d)

    ii, iii, iv and v

  5. EOption (e)

    All are correct

View answer & explanation

Correct answer

Answer: (c)C.

i, iii and iv

Why this answer is correct

ii - this is incorrect because in the passage it has been mentioned that ―For WPI, the weights in production are used.‖ v - this is incorrect because in the passage it has been mentioned that ―So, in a sense, it represents none of the categories.‖

RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 54

RBI Grade B Officer 2022• English Language• English Language

Directions : Read the passage and answer the questions that follow.

Inflation for the last four months has been worryingly high — wholesale price index (WPI) has been
above 10% and consumer price index (CPI) crossed the 6% mark in June, which was above the
Reserve Bank of India (RBI)‘s tolerance band. This is happening at a time when demand has been
down, unemployment has been high, many have lost incomes and poverty has aggravated. So, why
is there high inflation and does the official data capture the real picture?
In April and May 2020, data on production and prices could not be collected due to the strict
lockdown. Unlock had gradually started in June and July 2020 but normalcy had not returned. So,
the current data on prices for April to July 2021 are not comparable with the same months of 2020.
As such, the official inflation figures for these months in 2021 do not reflect the true picture.
Anyway, a single number for inflation is an aggregate across different commodities and services —
the price rise differs for different items of consumption. So, the single number is arrived at by
assigning weights to different commodities and services. For WPI, the weights in production are
used; for CPI, the consumption basket is used. But people are not homogenous. The consumption
basket is vastly different for the poor, the middle classes, and the rich. Hence, the CPI is different
for each of these classes and a composite index requires averaging the baskets. So, in a sense, it
represents none of the categories.
During lockdown and unlock in 2020, people largely consumed essentials. RBI data show that
consumer confidence fell drastically from 105 in January 2020 to 55.5 by January 2021. That
means, even when the economy started to grow officially, consumer confidence had not recovered.
There occurred a long hiatus for its recovery. Employment and incomes were still down and
according to one report, 230 million slipped below the poverty line.

All this implies that the
consumption basket for different sections of the population had changed. While the consumption
pattern of the well-off sections may have changed little, the poor and middle classes, especially
those who lost jobs and incomes, would have had to cut back on their consumption. Thus, the
weights in the CPI would have changed and inflation required recalculation, but this has not been
done. Consumer confidence was down to 48.6 in July 2021 due to the impact of the second wave of
COVID-19.
In India, 94% work in the unorganised sector and mostly earn low incomes and have little savings.
By definition, they cannot bargain for higher incomes as prices rise, and get hit by inflation. Further,
due to lockdowns, the wages of many declined, both in the unorganised and organised sectors.
This has impacted their family budgets.
Consequently, demand has declined not only for non-essentials but even for essentials. In a
vicious cycle, this is slowing down economic recovery and employment generation. Further, this
impacts the government‘s revenues and tends to increase the budgetary deficit. This puts pressure
on the government to cut back budgetary expenditures, especially on the social sector. That
aggravates poverty and reduces demand further. Thus, inflation in times of low demand and
reduced incomes leads to a vicious cycle of slowing the economy and a growing crisis in the lives of
the poor and unemployed, most of whom belong to the unorganised sector and some to the
organised sector.
The government has increased taxation of energy to raise resources. Since energy is used for all
production, prices of all goods and services tend to rise and push up the rate of inflation. Further,
this is an indirect tax, it is regressive and impacts the poor disproportionately more. It also makes
the RBI‘s task of controlling inflation difficult.
In brief, the current official inflation rate does not correctly measure price rise since the lockdown
administered a shock to the economy. The method of calculating it needed modification. Many of
the non-rich have suffered a double blow due to loss of income and rise in prices. This is slowing
down the pickup in growth by curtailing demand.

Q104. Which of the following points to the fact that there was a variation in the consumption basket
for different sectors?

(i) The fall in consumer confidence, which was 105 in 2020 to 55.5 in 2021.

(ii) The booming of the employment sector and the increase in household income.

(iii) Data signalling a huge number of people slipping below the poverty line.

(iv) The variation in consumption of essentials during the lockdown in 2020 and that in 2021.

  1. AOption (a)

    Both iii and iv

  2. BOption (b)

    Only i

  3. COption (c)

    ii and iv

  4. DOption (d)

    i, iii and iv

  5. EOption (e)

    All of these

View answer & explanation

Correct answer

Answer: (d)D.

i, iii and iv

Explanation not yet available.
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Question 55

RBI Grade B Officer 2022• English Language• English Language

Directions : Read the passage and answer the questions that follow.

Inflation for the last four months has been worryingly high — wholesale price index (WPI) has been
above 10% and consumer price index (CPI) crossed the 6% mark in June, which was above the
Reserve Bank of India (RBI)‘s tolerance band. This is happening at a time when demand has been
down, unemployment has been high, many have lost incomes and poverty has aggravated. So, why
is there high inflation and does the official data capture the real picture?
In April and May 2020, data on production and prices could not be collected due to the strict
lockdown. Unlock had gradually started in June and July 2020 but normalcy had not returned. So,
the current data on prices for April to July 2021 are not comparable with the same months of 2020.
As such, the official inflation figures for these months in 2021 do not reflect the true picture.
Anyway, a single number for inflation is an aggregate across different commodities and services —
the price rise differs for different items of consumption. So, the single number is arrived at by
assigning weights to different commodities and services. For WPI, the weights in production are
used; for CPI, the consumption basket is used. But people are not homogenous. The consumption
basket is vastly different for the poor, the middle classes, and the rich. Hence, the CPI is different
for each of these classes and a composite index requires averaging the baskets. So, in a sense, it
represents none of the categories.
During lockdown and unlock in 2020, people largely consumed essentials. RBI data show that
consumer confidence fell drastically from 105 in January 2020 to 55.5 by January 2021. That
means, even when the economy started to grow officially, consumer confidence had not recovered.
There occurred a long hiatus for its recovery. Employment and incomes were still down and
according to one report, 230 million slipped below the poverty line.

All this implies that the
consumption basket for different sections of the population had changed. While the consumption
pattern of the well-off sections may have changed little, the poor and middle classes, especially
those who lost jobs and incomes, would have had to cut back on their consumption. Thus, the
weights in the CPI would have changed and inflation required recalculation, but this has not been
done. Consumer confidence was down to 48.6 in July 2021 due to the impact of the second wave of
COVID-19.
In India, 94% work in the unorganised sector and mostly earn low incomes and have little savings.
By definition, they cannot bargain for higher incomes as prices rise, and get hit by inflation. Further,
due to lockdowns, the wages of many declined, both in the unorganised and organised sectors.
This has impacted their family budgets.
Consequently, demand has declined not only for non-essentials but even for essentials. In a
vicious cycle, this is slowing down economic recovery and employment generation. Further, this
impacts the government‘s revenues and tends to increase the budgetary deficit. This puts pressure
on the government to cut back budgetary expenditures, especially on the social sector. That
aggravates poverty and reduces demand further. Thus, inflation in times of low demand and
reduced incomes leads to a vicious cycle of slowing the economy and a growing crisis in the lives of
the poor and unemployed, most of whom belong to the unorganised sector and some to the
organised sector.
The government has increased taxation of energy to raise resources. Since energy is used for all
production, prices of all goods and services tend to rise and push up the rate of inflation. Further,
this is an indirect tax, it is regressive and impacts the poor disproportionately more. It also makes
the RBI‘s task of controlling inflation difficult.
In brief, the current official inflation rate does not correctly measure price rise since the lockdown
administered a shock to the economy. The method of calculating it needed modification. Many of
the non-rich have suffered a double blow due to loss of income and rise in prices. This is slowing
down the pickup in growth by curtailing demand.

Q105. According to the passage, how does the family budget of the people in the unorganised
sector get affected because of inflation?

  1. AOption (a)

    The already lower income remains stable even if there is an increase in prices and also,
    their savings might not be that great.

  2. BOption (b)

    Although they will get an increase in wages, their expenditure is huge because of lower
    prices of goods during an inflation and they will consume more, even though those goods
    are not necessary.

  3. COption (c)

    People in the unorganised sector have less income and less savings, and during inflation,
    they deposit their money to gain more interest, which puts a pressure on their family
    budget.

  4. DOption (d)

    The interest rates on loans increase considerably during inflation and people of the
    unorganised sector, who spend 94% on their income on repayment of loans will have a
    tough time making ends meet.

  5. EOption (e)

    None of these

View answer & explanation

Correct answer

Answer: (a)A.

The already lower income remains stable even if there is an increase in prices and also,
their savings might not be that great.

Explanation not yet available.
RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 56

RBI Grade B Officer 2022• English Language• English Language

Directions : Read the passage and answer the questions that follow.

Inflation for the last four months has been worryingly high — wholesale price index (WPI) has been
above 10% and consumer price index (CPI) crossed the 6% mark in June, which was above the
Reserve Bank of India (RBI)‘s tolerance band. This is happening at a time when demand has been
down, unemployment has been high, many have lost incomes and poverty has aggravated. So, why
is there high inflation and does the official data capture the real picture?
In April and May 2020, data on production and prices could not be collected due to the strict
lockdown. Unlock had gradually started in June and July 2020 but normalcy had not returned. So,
the current data on prices for April to July 2021 are not comparable with the same months of 2020.
As such, the official inflation figures for these months in 2021 do not reflect the true picture.
Anyway, a single number for inflation is an aggregate across different commodities and services —
the price rise differs for different items of consumption. So, the single number is arrived at by
assigning weights to different commodities and services. For WPI, the weights in production are
used; for CPI, the consumption basket is used. But people are not homogenous. The consumption
basket is vastly different for the poor, the middle classes, and the rich. Hence, the CPI is different
for each of these classes and a composite index requires averaging the baskets. So, in a sense, it
represents none of the categories.
During lockdown and unlock in 2020, people largely consumed essentials. RBI data show that
consumer confidence fell drastically from 105 in January 2020 to 55.5 by January 2021. That
means, even when the economy started to grow officially, consumer confidence had not recovered.
There occurred a long hiatus for its recovery. Employment and incomes were still down and
according to one report, 230 million slipped below the poverty line.

All this implies that the
consumption basket for different sections of the population had changed. While the consumption
pattern of the well-off sections may have changed little, the poor and middle classes, especially
those who lost jobs and incomes, would have had to cut back on their consumption. Thus, the
weights in the CPI would have changed and inflation required recalculation, but this has not been
done. Consumer confidence was down to 48.6 in July 2021 due to the impact of the second wave of
COVID-19.
In India, 94% work in the unorganised sector and mostly earn low incomes and have little savings.
By definition, they cannot bargain for higher incomes as prices rise, and get hit by inflation. Further,
due to lockdowns, the wages of many declined, both in the unorganised and organised sectors.
This has impacted their family budgets.
Consequently, demand has declined not only for non-essentials but even for essentials. In a
vicious cycle, this is slowing down economic recovery and employment generation. Further, this
impacts the government‘s revenues and tends to increase the budgetary deficit. This puts pressure
on the government to cut back budgetary expenditures, especially on the social sector. That
aggravates poverty and reduces demand further. Thus, inflation in times of low demand and
reduced incomes leads to a vicious cycle of slowing the economy and a growing crisis in the lives of
the poor and unemployed, most of whom belong to the unorganised sector and some to the
organised sector.
The government has increased taxation of energy to raise resources. Since energy is used for all
production, prices of all goods and services tend to rise and push up the rate of inflation. Further,
this is an indirect tax, it is regressive and impacts the poor disproportionately more. It also makes
the RBI‘s task of controlling inflation difficult.
In brief, the current official inflation rate does not correctly measure price rise since the lockdown
administered a shock to the economy. The method of calculating it needed modification. Many of
the non-rich have suffered a double blow due to loss of income and rise in prices. This is slowing
down the pickup in growth by curtailing demand.

Q106. A decline in demand for essential and non-essential commodities has an inverse effect on
the government cutting budgetary expenses on the social sector.
According to the passage, this statement is

  1. AOption (a)

    Definitely true

  2. BOption (b)

    Definitely false

  3. COption (c)

    Probably true

  4. DOption (d)

    Probably false

  5. EOption (e)

    Cannot be determined

View answer & explanation

Correct answer

Answer: (b)B.

Definitely false

Explanation not yet available.
RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 57

RBI Grade B Officer 2022• English Language• English Language

Directions : Read the passage and answer the questions that follow.

Inflation for the last four months has been worryingly high — wholesale price index (WPI) has been
above 10% and consumer price index (CPI) crossed the 6% mark in June, which was above the
Reserve Bank of India (RBI)‘s tolerance band. This is happening at a time when demand has been
down, unemployment has been high, many have lost incomes and poverty has aggravated. So, why
is there high inflation and does the official data capture the real picture?
In April and May 2020, data on production and prices could not be collected due to the strict
lockdown. Unlock had gradually started in June and July 2020 but normalcy had not returned. So,
the current data on prices for April to July 2021 are not comparable with the same months of 2020.
As such, the official inflation figures for these months in 2021 do not reflect the true picture.
Anyway, a single number for inflation is an aggregate across different commodities and services —
the price rise differs for different items of consumption. So, the single number is arrived at by
assigning weights to different commodities and services. For WPI, the weights in production are
used; for CPI, the consumption basket is used. But people are not homogenous. The consumption
basket is vastly different for the poor, the middle classes, and the rich. Hence, the CPI is different
for each of these classes and a composite index requires averaging the baskets. So, in a sense, it
represents none of the categories.
During lockdown and unlock in 2020, people largely consumed essentials. RBI data show that
consumer confidence fell drastically from 105 in January 2020 to 55.5 by January 2021. That
means, even when the economy started to grow officially, consumer confidence had not recovered.
There occurred a long hiatus for its recovery. Employment and incomes were still down and
according to one report, 230 million slipped below the poverty line.

All this implies that the
consumption basket for different sections of the population had changed. While the consumption
pattern of the well-off sections may have changed little, the poor and middle classes, especially
those who lost jobs and incomes, would have had to cut back on their consumption. Thus, the
weights in the CPI would have changed and inflation required recalculation, but this has not been
done. Consumer confidence was down to 48.6 in July 2021 due to the impact of the second wave of
COVID-19.
In India, 94% work in the unorganised sector and mostly earn low incomes and have little savings.
By definition, they cannot bargain for higher incomes as prices rise, and get hit by inflation. Further,
due to lockdowns, the wages of many declined, both in the unorganised and organised sectors.
This has impacted their family budgets.
Consequently, demand has declined not only for non-essentials but even for essentials. In a
vicious cycle, this is slowing down economic recovery and employment generation. Further, this
impacts the government‘s revenues and tends to increase the budgetary deficit. This puts pressure
on the government to cut back budgetary expenditures, especially on the social sector. That
aggravates poverty and reduces demand further. Thus, inflation in times of low demand and
reduced incomes leads to a vicious cycle of slowing the economy and a growing crisis in the lives of
the poor and unemployed, most of whom belong to the unorganised sector and some to the
organised sector.
The government has increased taxation of energy to raise resources. Since energy is used for all
production, prices of all goods and services tend to rise and push up the rate of inflation. Further,
this is an indirect tax, it is regressive and impacts the poor disproportionately more. It also makes
the RBI‘s task of controlling inflation difficult.
In brief, the current official inflation rate does not correctly measure price rise since the lockdown
administered a shock to the economy. The method of calculating it needed modification. Many of
the non-rich have suffered a double blow due to loss of income and rise in prices. This is slowing
down the pickup in growth by curtailing demand.

Q107. Why does the author say that the present inflation rate is inaccurate and the method of
calculation requires modification?

  1. AOption (a)

    This is because the lockdown was an unprecedented event and it was a shock to the
    economy and the present method of calculation might give inaccurate results.

  2. BOption (b)

    Because different sectors of the society have suffered a major loss during the pandemic
    and these losses should be included in the method of calculation.

  3. COption (c)

    This is because people consumed more during 2020 and consumed very little during 2021
    and the inflation should cover these two years, having a wide difference in the consumption
    basket of people.

  4. DOption (d)

    This is because economic recovery is in the future that is far away and the RBI has to
    accurately measure the rates to give a convincing report to the government.

  5. EOption (e)

    None of these

View answer & explanation

Correct answer

Answer: (a)A.

This is because the lockdown was an unprecedented event and it was a shock to the
economy and the present method of calculation might give inaccurate results.

Explanation not yet available.
RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
View full paper

Question 58

RBI Grade B Officer 2022• English Language• English Language

Directions : Read the passage and answer the questions that follow.

Inflation for the last four months has been worryingly high — wholesale price index (WPI) has been
above 10% and consumer price index (CPI) crossed the 6% mark in June, which was above the
Reserve Bank of India (RBI)‘s tolerance band. This is happening at a time when demand has been
down, unemployment has been high, many have lost incomes and poverty has aggravated. So, why
is there high inflation and does the official data capture the real picture?
In April and May 2020, data on production and prices could not be collected due to the strict
lockdown. Unlock had gradually started in June and July 2020 but normalcy had not returned. So,
the current data on prices for April to July 2021 are not comparable with the same months of 2020.
As such, the official inflation figures for these months in 2021 do not reflect the true picture.
Anyway, a single number for inflation is an aggregate across different commodities and services —
the price rise differs for different items of consumption. So, the single number is arrived at by
assigning weights to different commodities and services. For WPI, the weights in production are
used; for CPI, the consumption basket is used. But people are not homogenous. The consumption
basket is vastly different for the poor, the middle classes, and the rich. Hence, the CPI is different
for each of these classes and a composite index requires averaging the baskets. So, in a sense, it
represents none of the categories.
During lockdown and unlock in 2020, people largely consumed essentials. RBI data show that
consumer confidence fell drastically from 105 in January 2020 to 55.5 by January 2021. That
means, even when the economy started to grow officially, consumer confidence had not recovered.
There occurred a long hiatus for its recovery. Employment and incomes were still down and
according to one report, 230 million slipped below the poverty line.

All this implies that the
consumption basket for different sections of the population had changed. While the consumption
pattern of the well-off sections may have changed little, the poor and middle classes, especially
those who lost jobs and incomes, would have had to cut back on their consumption. Thus, the
weights in the CPI would have changed and inflation required recalculation, but this has not been
done. Consumer confidence was down to 48.6 in July 2021 due to the impact of the second wave of
COVID-19.
In India, 94% work in the unorganised sector and mostly earn low incomes and have little savings.
By definition, they cannot bargain for higher incomes as prices rise, and get hit by inflation. Further,
due to lockdowns, the wages of many declined, both in the unorganised and organised sectors.
This has impacted their family budgets.
Consequently, demand has declined not only for non-essentials but even for essentials. In a
vicious cycle, this is slowing down economic recovery and employment generation. Further, this
impacts the government‘s revenues and tends to increase the budgetary deficit. This puts pressure
on the government to cut back budgetary expenditures, especially on the social sector. That
aggravates poverty and reduces demand further. Thus, inflation in times of low demand and
reduced incomes leads to a vicious cycle of slowing the economy and a growing crisis in the lives of
the poor and unemployed, most of whom belong to the unorganised sector and some to the
organised sector.
The government has increased taxation of energy to raise resources. Since energy is used for all
production, prices of all goods and services tend to rise and push up the rate of inflation. Further,
this is an indirect tax, it is regressive and impacts the poor disproportionately more. It also makes
the RBI‘s task of controlling inflation difficult.
In brief, the current official inflation rate does not correctly measure price rise since the lockdown
administered a shock to the economy. The method of calculating it needed modification. Many of
the non-rich have suffered a double blow due to loss of income and rise in prices. This is slowing
down the pickup in growth by curtailing demand.

Q108. Which of the following statements is true, according to the passage?

  1. AOption (a)

    The rates of inflation mentioned in the beginning of the passage are within the limits of RBI
    and they are working diligently to bring it under control.

  2. BOption (b)

    The official inflation figures for April and May 2021 are inaccurate because of the return to
    normalcy of prices in 2021.

  3. COption (c)

    The basket of consumption was almost the same for different social categories in 2021 and
    its aggravate as CPI represents the CPI of each of these categories.

  4. DOption (d)

    According to the author, the taxation on energy by the government is one of the factors that
    made it difficult for RBI to control inflation.

  5. EOption (e)

    None of these is correct

View answer & explanation

Correct answer

Answer: (d)D.

According to the author, the taxation on energy by the government is one of the factors that
made it difficult for RBI to control inflation.

Explanation not yet available.
RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 59

RBI Grade B Officer 2022• English Language• English Language

Q109. Which of the following is a near synonym of the word ‘hiatus‘?

  1. AOption (a)

    Suspense

  2. BOption (b)

    Suspension

  3. COption (c)

    Susception

  4. DOption (d)

    Substitution

  5. EOption (e)

    Submission

View answer & explanation

Correct answer

Answer: (b)B.

Suspension

Explanation not yet available.
RBI Grade B Officer Phase-I 2022 Previous Year Paper Shift 1·English Language
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Question 60

RBI Grade B Officer 2022• English Language• English Language

Q110. Which of the following is a near antonym of the word ‘curtail‘?

  1. AOption (a)

    Expense

  2. BOption (b)

    Exclude

  3. COption (c)

    Excuse

  4. DOption (d)

    Excavate

  5. EOption (e)

    Escalate

View answer & explanation

Correct answer

Answer: (e)E.

Escalate

Why this answer is correct

The word ―curtail‖ means ―to stop something before it is finished, or to reduce or limit something‖
The word ‘escalate’ is an antonym.

How should I prepare for English Comprehension in RBI Grade B Officer?

Solving previous year questions by topic helps identify recurring concepts, question patterns, and frequently asked sub-topics. Attempt each question, review the step-by-step explanation, and note down key formulas or facts for quick revision before the exam.