In March 2025, to expand the reach of social security benefits and formalize the informal workforce, the Ministry of Labour and Employment announced major enhancements to the e-Shram portal, which already has over 30 crore unorganised workers registered. With which scheme aimed at supporting street vendors is the e-Shram portal being integrated?
- AOption (a)
DAY-NULM
- BOption (b)
PM SVANidhi
- COption (c)
PM Street Vendor Pension Yojana
- DOption (d)
PM Jan Dhan Yojana
- EOption (e)
Stand Up India
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Correct answer
PM SVANidhi
Why this answer is correct
The correct answer is PM SVANidhi.
In News
- The Ministry of Labour and Employment announced integration of the e-Shram portal with PM SVANidhi and other social security schemes to expand coverage for unorganised workers including street vendors.
Key Points
- e-Shram is a national database of unorganised workers capturing occupation, residence, and Aadhaar-linked details to streamline benefit delivery.
- Integration with PM SVANidhi enables the identification of eligible street vendors for collateral-free working capital loans.
- Linking databases reduces duplication, improves targeting, and ensures that vendor benefits reach genuine beneficiaries quickly.
- PM SVANidhi provides initial working capital loans of Rs 10,000, with enhanced limits on timely repayment and digital transactions.
- e-Shram is also being linked with Ayushman Bharat Pradhan Mantri Jan Arogya Yojana and PM Jeevan Jyoti/Suraksha Bima schemes for wider social security.
- The integrated approach supports urban livelihoods, especially those affected by economic disruptions.
- Data-driven convergence helps design future welfare schemes for informal and self-employed workers more effectively.
Additional Information
- PM SVANidhi (Prime Minister Street Vendor’s AtmaNirbhar Nidhi) was launched in June 2020.
- It targets street vendors in urban and peri-urban areas adversely impacted by COVID-19.
- e-Shram registration is voluntary but encouraged through awareness campaigns and the CSC network.
- Unorganised workers include construction workers, street vendors, domestic workers, and gig/platform workers.