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Browse complete papersAny loan for long duration crops is classified as NPAs when the installment of principal or interest there on remains overdue for _______ crop season.
One
Two
Three
Four
None of the above
Correct answer
One
What is the full form of AML in the context of financial crimes?
Automated Money Lending
Anti-Money Laundering
Asset Management Ledger
Advanced Monetary Law
Authorized Monetary Legislation
Correct answer
Automated Money Lending
What is the Priority Sector Lending (PSL) target for the agriculture sector for domestic banks as per RBI guidelines?
10% of Adjusted Net Banking Credit (ANBC)
15% of Adjusted Net Banking Credit (ANBC)
18% of Adjusted Net Banking Credit (ANBC)
20% of Adjusted Net Banking Credit (ANBC)
25% of Adjusted Net Banking Credit (ANBC)
Correct answer
10% of Adjusted Net Banking Credit (ANBC)
What does the term "Net Interest Rate Spread" refer to in banking?
The total interest paid by a bank on deposits
The difference between the interest rate a bank earns on loans and pays on deposits
The interest rate charged on credit card loans
The profit margin after deducting operational costs
The rate at which banks borrow funds from the RBI
Correct answer
The total interest paid by a bank on deposits
Consider the following statements regarding KYC and its periodic verification:
Which of the above statements is/are correct?
1 only
2 only
1 and 3 only
1 and 2 only
2 and 3 only
Correct answer
1 only
The ratio between the nominal and real GDP is called ______.
Net national income
Value added GDP
Green GDP
GDP deflator
None of the Above
Correct answer
Net national income
SARFAESI Act, 2002 is not applicable to which type of loan?
Infrastructure loan
Farm loan
Business loan
Home loan
Education loan
Correct answer
Infrastructure loan
In which of the following year SARFAESI Act came into existence?
1999
2000
2001
2002
2003
Correct answer
1999
Which of the following assets can be mortgaged?
Stock
Book debts
National Saving Certificates
Shares
Land and building
Correct answer
Stock
What is the distinguishing feature of a current account as compared to savings accounts in banks?
High interest
No KYC norms are required
Joint account can be opened
No Restrictions on Transactions
There is no difference between the two
Correct answer
High interest