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Browse complete papersThe ratio of a bank’s available capital to its risk-weighted credit exposure is termed as
Loan to deposit ratio
Capital adequacy ratio
Credit Loss Ratio
Statutory Liquidity Ratio
None of the above/More than one of the above.
Correct answer
Loan to deposit ratio
What is the current maximum deposit insurance limit per depositor under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme?
Rs 1 lakh
Rs 2 lakh
Rs 3 lakh
Rs 5 lakh
Rs 10 lakh
Correct answer
Rs 1 lakh
While making nomination, signature of nominee is required on
Account Opening Form
Nomination form
Affidavit
All of the above
None of these
Correct answer
Account Opening Form
What interest does the Reserve Bank of India (RBI) pay to banks on the Cash Reserve Ratio (CRR) balances?
4% per annum
3% per annum
1% per annum
No interest is paid
Varies quarterly based on policy
Correct answer
4% per annum
A savings as well as current account should be treated as dormant if there are no transactions in the account for over a period of _____ years.
5
3
1
2
4
Correct answer
5
RBI has changed the timings of NEFT and RTGS, Now in how many batches transaction through NEFT can be done?
48
34
23
24
18
Correct answer
48
Interest rates on savings accounts are decided by
Reserve Bank of India
Union Cabinet
Finance Ministry
Prime Minister of India
None of the above
Correct answer
Reserve Bank of India
Who among the following can not open the savings account in the Schedule Commercial bank?
a. Municipal Corporations/Committees
b. Panchayat Samities
c. Metropolitan Development Authorities
d. State Governmnet
c and d
Only a
b and c
a, b, and c
Only d
Correct answer
c and d
Treasury Bills is the instrument of which of the following market?
Unorganized Money Market
Organized Money Market
Capital Market
Share Market
None of the above
Correct answer
Unorganized Money Market
For how many months is the Demand Draft valid?
1 months
3 months
6 months
9 months
12 months
Correct answer
1 months