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Question 71

Nainital Bank Clerk 2019• English Language

Fill in the blanks with appropriate words.

Sleep disorders are conditions that result in changes in the way that you sleep. They can affect your overall health, safety and quality of life. Sleep (1) can affect your ability to drive safely and increase your risk of other health problems. Some of the signs and symptoms of sleep disorders include excessive daytime (2), irregular breathing or increased movement during sleep. Other signs and symptoms include an irregular sleep and wake cycle and difficulty falling asleep. There are many different types of sleep disorders. They're often grouped into (3) that explain why they happen or how they affect you. Sleep disorders can also be grouped according to behaviours, problems with your natural sleep-wake cycles, breathing problems, difficulty sleeping or how sleepy you feel during the day. Symptoms of sleep disorders include being very sleepy during the daytime and having trouble falling asleep at night. Some people may fall asleep at (4) times, such as while driving. Other symptoms include breathing in an unusual pattern or feeling an uncomfortable (5) to move while you are trying to fall asleep. Unusual or bothersome movements or experiences during sleep are also possible. Having an (6) sleep and wake cycle is another symptom of sleep disorders.

What should come in place of (1)?

  1. AOption (a)

    Evaporation

  2. BOption (b)

    Activation

  3. COption (c)

    Deprivation

  4. DOption (d)

    Excursion

  5. EOption (e)

    None of the above

View answer & explanation

Correct answer

Answer: (c)C.

Deprivation

Why this answer is correct

The correct answer is Deprivation.

Key Points

Deprivation: the state of being kept from possessing, enjoying, or using something

In the context of the passage, it means the lack of quality sleeping time. 

Additional Information

The explanations of the other words*:*

  • Evaporation: the process by which an element or compound transitions from its liquid state to its gaseous state below the temperature at which it boils
  • Activation: the action or process of making something active or operative
  • Excursion: a short journey or trip, especially one taken as a leisure activity

Question 72

Nainital Bank Clerk 2019• English Language

Directions

In the following question, the word at the top is used in five different ways. Choose the option in which the usage of the word is incorrect or inappropriate.

CONCEPT

  1. AOption (a)

    Interesting, but hardly a new concept.

  2. BOption (b)

    You go in with a concept or an idea and you bounce it around.

  3. COption (c)

    The concept of airline class creep began a few years ago.

  4. DOption (d)

    I was told that in order to get concept payments I would have to answer some questions.

  5. EOption (e)

    Experts pooled their talents to concept the new car

View answer & explanation

Correct answer

Answer: (d)D.

I was told that in order to get concept payments I would have to answer some questions.

Why this answer is correct

The correct answer is '4' i.e. this sentence is incorrect.

Key Points

  • The meaning of the given word 'Concept' is- an idea or abstract principle or directly conceived or intuited object of thought.
  • In sentence 4, the usage of 'concept' in the sentence is contextually incorrect Instead of it we can use 'benefit' this can make the sentence contextually correct.
  • So the correct answer is- Option 4.

Question 73

Nainital Bank Clerk 2019• English Language

Given below is a word, followed by three sentences which consist of that word. Identify the sentence(s) which best express(es) the meaning of the word. Choose option 5 ‘None of the above’ if the word is not suitable in any of the sentences.

AMIABLE

A. I've only met Jane once but she seems amiable enough.

B. An open amiable is better than a hollow friend.

C. They divorced in a pleasant and amiable manner.

  1. AOption (a)

    Only A

  2. BOption (b)

    Only B

  3. COption (c)

    Both B and C

  4. DOption (d)

    Both A and C

  5. EOption (e)

    None of the above

View answer & explanation

Correct answer

Answer: (d)D.

Both A and C

Why this answer is correct

The correct answer is '​Both A and C'.

Key Points

  • The meaning of the word 'Amiable' is 'having or displaying a friendly and pleasant manner'. It is an adjective.
  • Sentence A has correctly used the given word. Here, the person says that he met Jane only once but she was friendly.
  • In sentence B, the word 'amiable' is incorrectly used. The sentence compares someone to a hollow friend. So the words which mean 'enemy/ foe' must be the correct word.
  • Sentence C has correctly used the given word. Here, 'friendly is already mentioned. The couple divorced in a pleasant and friendly manner. 

Additional Information

  • Synonyms of 'Amiable' are: Friendly, Warm, Amicable.
  • Antonyms of 'Amiable' are: Unfriendly, Disagreeable.

Question 74

Nainital Bank Clerk 2019• English Language

Given below is a word, followed by three sentences which consist of that word. Identify the sentence(s) which best express(es) the meaning of the word. Choose option 5 ‘None of these’ if the word is not suitable in any of the sentences. 

 

ALLUSION

 

A. There are lots of literary echoes and allusions in the novel, but they don't do anything for the tired texture of the prose.

B. He made some allusion to the years they lived apart.

C. The video game is designed to give the allusion that you are in control of an airplane.

  1. AOption (a)

    Both A and C

  2. BOption (b)

    Both A and B

  3. COption (c)

    Only B

  4. DOption (d)

    Both B and C

  5. EOption (e)

    None of these

View answer & explanation

Correct answer

Answer: (b)B.

Both A and B

Why this answer is correct

The correct answer is option 2), i.e., Both A and B

Key Points 

The meaning of 'Allusion' is ' the act of making an indirect reference to something'. It is a noun.

Its synonyms are – ‘reference to, citation of, implication, insinuation, etc ‘

  • In sentence A, it has been used correctly as ‘allusions in the novel’ means references in the novel that properly fits the context of the sentence.
  • In sentence B, it has been used correctly as ‘ allusion to the years’ means reference to the years they lived apart, which makes sense in the context of the sentence.
  • In sentence C, the ‘allusion that you are in control of an airplane’ is erroneous as the meaning that is conveyed by the sentence is that the video games create a simulation that gives a false impression of the real world. So, the correct word here should be ‘illusion’ which means ‘a deceptive appearance or impression or an instance or misinterpreted perception of a sensory experience’

Additional Information

  • Literary – concerning the writing, study, or content of literature, especially of the kind valued for quality of form
  • Echoes –  the repetition in the structure and content of one speaker's utterance by another.
  • Prose - written or spoken language in its ordinary form, without metrical structure.

Hence, both A and B best express the meaning of the word.

Question 75

Nainital Bank Clerk 2019• English Language

Select the most appropriate option, out of the five options given, which in your view, should be grammatically and structurally correct. Please note that the meaning and the context of the sentence must not change.​

  1. AOption (a)

    Neither Jasmine nor her sister heard the deafened crash.

  2. BOption (b)

    Neither Jasmine nor her sister heard an deafening crash.

  3. COption (c)

    Neither Jasmine nor her sister hear the deafening crash.

  4. DOption (d)

    Neither Jasmine but her sister heard the deafening crash.

  5. EOption (e)

    Neither Jasmine nor her sister heard the deafening crash.

View answer & explanation

Correct answer

Answer: (e)E.

Neither Jasmine nor her sister heard the deafening crash.

Why this answer is correct

‘Neither’ allows us to make a negative statement about two people or things at the same time. It goes before singular countable nouns. The coordinating correlative conjunctions that go together are neither...nor.

'Deafening’ is an adjective which is used to describe a noise so loud which makes it impossible to hear anything else. In this sentence, deafening describes the crash.

Hence the correct answer is option 5.

Question 76

Nainital Bank Clerk 2019• English Language

Given below is a sentence that may or may not be grammatically viable. Choose the most suitable alternative that reflects the grammatically correct sentence. If the highlighted sentence does not require any corrections, choose option 5 i.e., no correction required as your answer choice.

Explaining how stress in the financial sector has lead to a slowdown in the economy, the Niti Aayog vice-chairman said the entire episode started with indiscriminate lending during 2009-14 leading rise in non-performing assets (NPAs) post 2014.

  1. AOption (a)

    Explaining how stress in the financial sector has lead to a slowdown in the economy, the Niti Aayog vice-chairman said the entire episode started for indiscriminate lending during 2009-14 leading rise in non-performing assets (NPAs) post 2014.

  2. BOption (b)

    Explaining how stress in the financial sector has leading to a slowdown in the economy, the Niti Aayog vice-chairman said the entire episode started with indiscriminate lending during 2009-14 leading rise in non-performing assets (NPAs) post 2014.

  3. COption (c)

    Explaining how stress in the financial sector has led to a slowdown in the economy, the Niti Aayog vice-chairman said the entire episode started with indiscriminate lending during 2009-14 leading rise on non-performing assets (NPAs) post 2014.

  4. DOption (d)

    Explaining how stress in the financial sector had led to a slowdown in the economy, the Niti Aayog vice-chairman said the entire episode started with indiscriminate lending during 2009-14 leading rise in non-performing assets (NPAs) post 2014.

  5. EOption (e)

    No correction required

View answer & explanation

Correct answer

Answer: (d)D.

Explaining how stress in the financial sector had led to a slowdown in the economy, the Niti Aayog vice-chairman said the entire episode started with indiscriminate lending during 2009-14 leading rise in non-performing assets (NPAs) post 2014.

Why this answer is correct

The correct answer is option 4. 

Key Points

  • The correct structure is had + V3 (verb in past participle).
  • Examples: had danced, had eaten, had forgotten, etc.
  • So, we should use had led (led is the past participle form of lead). This eliminates options 1 and 2.
  • The more appropriate phrase is rise in and not rise on. 
  • Examples: The rise in consumption, rise in profits, etc.

**Correct sentence: "**Explaining how stress in the financial sector had led to a slowdown in the economy, the Niti Aayog vice-chairman said the entire episode started with indiscriminate lending during 2009-14 leading rise in non-performing assets (NPAs) post-2014."

Question 77

Nainital Bank Clerk 2019• English Language

Given below is a sentence that may or may not be grammatically viable. Choose the most suitable alternative that reflects the grammatically correct sentence. If the highlighted sentence does not require any corrections, choose option 5 i.e., no correction required as your answer choice.

The government needs to take steps that eliminates apprehension from the minds of private sector players and encourage them to step up investments

  1. AOption (a)

    The government needs to take steps that eliminates apprehension for the minds of private sector players and encourage them to step up investments

  2. BOption (b)

    The government needs to take steps that eliminate apprehension from the minds of private sector players and encourage them to step up investments

  3. COption (c)

    The government needs to take steps that eliminates apprehension from the minds of private sector players and encourages them to step up investments

  4. DOption (d)

    The government needs to take steps that eliminates apprehension for the minds of private sector players and encourages them to step up investments

  5. EOption (e)

    No correction required

View answer & explanation

Correct answer

Answer: (b)B.

The government needs to take steps that eliminate apprehension from the minds of private sector players and encourage them to step up investments

Why this answer is correct

The correct answer is option 2. 

Key Points

  • We eliminate (remove) something from something. The correct preposition is from and not for. So, we can eliminate options 1 and 4.
  • Also, the subject is steps which is plural in nature. So, the verb should be in its plural form.
  • We need to use eliminate and encourage and not eliminates/encourages.

**Correct sentence: "**The government needs to take steps that eliminate apprehension from the minds of private sector players and encourage them to step up investments."

Question 78

Nainital Bank Clerk 2019• English Language

Given below is a sentence that may or may not be grammatically viable. Choose the most suitable alternative that reflects the grammatically correct sentence. If the highlighted sentence does not require any corrections, choose option 5 i.e., no correction required as your answer choice.

In the current situation, there can be an increase in government expenditure but it has to be direct towards an increase in investment expenditure.

  1. AOption (a)

    In the current situation, there can be increase in government expenditure but it has to be directed towards an increase in investment expenditure.

  2. BOption (b)

    In the current situation, there can be an increase in government expenditure but it has to be directed towards an increase in investment expenditure.

  3. COption (c)

    In the current situation, there can be increase in government expenditure but it has to be direct towards an increase in investment expenditure.

  4. DOption (d)

    In the current situation, there can be an increase on government expenditure but it has to be directed towards an increase in investment expenditure.

  5. EOption (e)

    No correction required

View answer & explanation

Correct answer

Answer: (b)B.

In the current situation, there can be an increase in government expenditure but it has to be directed towards an increase in investment expenditure.

Why this answer is correct

The correct answer is option 2. 

Key Points

  • The word increase in the given sentence is used as a noun, meaning a rise in size or amount.
  • So, article ‘an’ has to be used before it. This eliminates options 1 and 3.
  • Also, the correct structure is has to be + V3 (verb in past participle form).
  • Examples: has to be completed, has to be done etc.
  • So, the verb direct should be replaced with directed.

**Correct Sentence: "**In the current situation, there can be an increase in government expenditure but it has to be directed towards an increase in investment expenditure."

Question 79

Nainital Bank Clerk 2019• English Language

Given below is a sentence that may or may not be grammatically viable. Choose the most suitable alternative that reflects the grammatically correct sentence. If the highlighted sentence does not require any corrections, choose option 5 i.e., no correction required as your answer choice.

Since 1997, financial regulators have put on place safeguards to prohibit a repeat of the crisis that engulfed Thailand, Korea, Indonesia and several other Asian nations and had long-lasting repercussions.

  1. AOption (a)

    Since 1997, financial regulators have put in place safeguards to prohibit a repeat of the crisis that engulfed Thailand, Korea, Indonesia and several other Asian nations and had long-lasting repercussions. 

  2. BOption (b)

    Since 1997, financial regulators has put in place safeguards to prohibit a repeat of the crisis that engulfed Thailand, Korea, Indonesia and several other Asian nations and had long-lasting repercussions.

  3. COption (c)

    For 1997, financial regulators have put in place safeguards to prohibit a repeat of the crisis that engulfed Thailand, Korea, Indonesia and several other Asian nations and had long-lasting repercussions. 

  4. DOption (d)

    For 1997, financial regulators have put on place safeguards to prohibit a repeat of the crisis that engulfed Thailand, Korea, Indonesia and several other Asian nations and had long-lasting repercussions. 

    ×

    duplicate options found. English Question 1 options 3,4

  5. EOption (e)

    No correction required

View answer & explanation

Correct answer

Answer: (a)A.

Since 1997, financial regulators have put in place safeguards to prohibit a repeat of the crisis that engulfed Thailand, Korea, Indonesia and several other Asian nations and had long-lasting repercussions. 

Why this answer is correct

The correct answer is option 1.

For and since is used when we talk about time. For is used when we refer to a duration / period of time. Since is used when we talk about the precise moment and point out the instant.

Examples : Suhani was here for 5 days, She was here since Tuesday.

Here, we are specifically talking about a particular year – 1997. So, since will be more appropriate. This eliminates options 3 and 4.

The subject financial regulators is plural in nature. So, we need to use have and not had.

The correct phrase to be used in the first part of the sentence is put in place which means to keep something in the appropriate position.

Correct Sentence:  Since 1997, financial regulators have put in place safeguards to prohibit a repeat of the crisis that engulfed Thailand, Korea, Indonesia and several other Asian nations and had long-lasting repercussions.

Question 80

Nainital Bank Clerk 2019• English Language

Given below is a sentence that may or may not be grammatically viable. Choose the most suitable alternative that reflects the grammatically correct sentence. If the highlighted sentence does not require any corrections, choose option 5 i.e., no correction required as your answer choice. 

Although the Centre is scheduled to bring an Act on the subject by the end of this year, it has not made more progress.

  1. AOption (a)

    Although the Centre is scheduled to bring an Act in the subject by the end of this year, it has not made much progress.

  2. BOption (b)

    Although the Centre is scheduled to bring a Act on the subject by the end of this year, it has not made much progress.

  3. COption (c)

    Although the Centre is scheduled to bring an Act on the subject by the end of this year, it has not made almost progress.

  4. DOption (d)

    Although the Centre is scheduled to bring an Act on the subject by the end of this year, it has not made much progress.

  5. EOption (e)

    No correction required.

View answer & explanation

Correct answer

Answer: (d)D.

Although the Centre is scheduled to bring an Act on the subject by the end of this year, it has not made much progress.

Why this answer is correct

The correct answer is option 4.

Explanation:

  • Here, we are referring to the fact that the progress made is negligible.
  • So, the phrase it has not made much progress should be used to highlight the same.
  • Also, the article an is used before vowel sounds (a, e, i, o, u). So, we should use an  (and not a) before the word Act. We can, thus, eliminate option 2.
  • The word almost means nearly and not exactly. It does not fit into the context and hence, we can eliminate option 3.

Correct answer: "Although the Centre is scheduled to bring an Act on the subject by the end of this year, it has not made much progress."