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Question 381

Bihar Jeevika 2025• Test

What is the body temperature of Dairy Cow (in °C)?

  1. AOption (a)

    41.7

  2. BOption (b)

    44

  3. COption (c)

    39.5

  4. DOption (d)

    38.6

View answer & explanation

Correct answer

Answer: (d)D.

38.6

Why this answer is correct

The correct answer is 38.6

Key Points

  • The average body temperature of a cow is 38.6 °C (101.5 ° F).
  • The range is found to be 37.8 °C to 40.0 °C (100 to 104 °F).
  • A cow's body temperature is lower in the morning, due to the rest the body received and higher at night after a day of muscular activity.

Important Points Normal body temperature of different animals

AnimalBody Temperature (°C)
Beef Cow38.3
Dairy Cow38.6
Sheep39.1
Mare37.8
Pig39.2
Chicken41.7
Stallion37.6

Question 382

Bihar Jeevika 2025• Test

What are the three components of the empowerment model in SAPAP of SHGs?

  1. AOption (a)

    Collective empowerment, capital formation, and poverty eradication

  2. BOption (b)

    Public resource allocation, capacity building, and microfinance

  3. COption (c)

    Social mobilisation, capital formation, and capacity building

  4. DOption (d)

    Social mobilisation, economic development, and education

View answer & explanation

Correct answer

Answer: (c)C.

Social mobilisation, capital formation, and capacity building

Why this answer is correct

The correct answer is Social mobilisation, capital formation, and capacity building.

Key Points

  • Social mobilisation refers to the process of bringing together all societal sectors to raise awareness, demand, and participation for the empowerment and development of Self-Help Groups (SHGs).
  • Capital formation involves the accumulation of assets and investments to generate income and enhance the financial stability of SHGs.
  • Capacity building focuses on enhancing the skills, knowledge, and abilities of SHG members to improve their organizational and operational efficiency.
  • These three components together aim to strengthen SHGs, enabling them to become self-reliant and sustainable in their economic activities.

Additional Information

  • Self-Help Groups (SHGs):
  • SHGs are small, economically homogeneous affinity groups of rural poor, coming together to save and mutually contribute to a common fund.
  • They provide members with support and resources to improve their living standards and economic conditions.
  • Microfinance:
  • It is a financial service for low-income individuals or those who do not have access to typical banking services.
  • Microfinance includes loans, savings, insurance, and fund transfers to help the underprivileged.
  • Financial Inclusion:
  • It is the process of ensuring access to financial services and timely and adequate credit for vulnerable groups such as weaker sections and low-income groups at an affordable cost.
  • Financial inclusion aims to connect people to the formal banking system to promote economic growth and development.
  • Livelihood Promotion:
  • It involves creating and enhancing opportunities for the poor to improve their income and employment prospects.
  • Livelihood promotion includes training, skill development, and access to markets and financial services.

Question 383

Bihar Jeevika 2025• Test

Which bank has been adjudged the Best Performing Bank in SHG Linkage by the National Rural Livelihood Mission (NRLM), Ministry of Rural Development?

  1. AOption (a)

    Yes Bank

  2. BOption (b)

    ICICI Bank

  3. COption (c)

    Axis Bank

  4. DOption (d)

    HDFC Bank

View answer & explanation

Correct answer

Answer: (d)D.

HDFC Bank

Why this answer is correct

The correct answer is HDFC Bank.

Key Points

  • HDFC Bank has been adjudged the Best Performing Bank in SHG Linkage by the National Rural Livelihood Mission (NRLM), Ministry of Rural Development.
  • Notably, HDFC Bank was the only private bank to be felicitated for remarkable work in SHGs.
  • As part of NRLM, HDFC Bank provides access to financial services to over 4.5 lakh individuals in unbanked and underbanked sections of society.

Additional Information

  • HDFC Bank:
  • Headquarters - Mumbai.
  • Founded In: August 1994.

Question 384

Bihar Jeevika 2025• Test

Which of the following schemes has Shishu, Kishore and Tarun sub-schemes?

  1. AOption (a)

    Start-up India

  2. BOption (b)

    Mudra Yojana

  3. COption (c)

    DeenDayal Upadhyaya Grameen Kaushalya Yojana 

  4. DOption (d)

    Gold Monetisation Scheme

View answer & explanation

Correct answer

Answer: (b)B.

Mudra Yojana

Why this answer is correct

The correct answer is Mudra Yojana

Key Points

  • The Pradhan Mantri MUDRA Yojana (PMMY) announced by the Hon'ble PM Modi on 8th April 2015, envisages providing MUDRA loans, upto Rs.10 lakh, to income-generating micro-enterprises engaged in manufacturing, trading and services sectors.
  • Shishu:- covering loans upto  50,000/-
  • Kishor:- covering loans above  50,000/- and upto 5 lakh
  • Tarun:- covering loans above  5 lakh and upto 10 lakh
  • It is ensured that more focus is given to Shishu Category Units and then Kishore and Tarun categories with an objective to promote entrepreneurship among the new generation aspiring youth.
  • The funding support from MUDRA are of two types:
  • Micro Credit Scheme (MCS) for loans up to 1 lakh finance through MFIs
  • Refinance Scheme for Commercial Banks/Regional Rural Banks (RRBs)/Small Finance Banks/Non-Banking Financial Companies (NBFCs).

Additional Information

SchemeObjectiveKey FeaturesImplemented By
Start-Up IndiaPromote entrepreneurship and innovation.Financial support, tax exemptions, and easier compliance norms for start-ups.Department for Promotion of Industry and Internal Trade (DPIIT)
Deen Dayal Upadhyaya Grameen Kaushalya YojanaSkill development and employment for rural youth.Training and placement for rural youth in various sectors.Ministry of Rural Development
Gold Monetisation SchemePromote the use of gold for productive purposes.Encourages gold deposit schemes and conversion of idle gold into productive assets.Ministry of Finance

Question 385

Bihar Jeevika 2025• Test

Which Central Cattle Breeding Farm is producing ‘HFxTharparkar Crossbred Bulls’ for breeding purpose in India?

  1. AOption (a)

    Andeshnagar (U.P)

  2. BOption (b)

    Dhamrod (Gujarat)

  3. COption (c)

    Hassergatha (Karnataka)

  4. DOption (d)

    Suratgarh (Rajasthan)

View answer & explanation

Correct answer

Answer: (a)A.

Andeshnagar (U.P)

Why this answer is correct

Implementing Agency for Different Breeding Programmes are given below:

Farm NameBreed maintained
Suratgarh (Rajasthan)Tharparkar
Dhamrod (Gujarat)Surti Buffalo
Chiplima (Orissa)Red Sindhi (RS) and RSXJersey
Hessaraghatta (Karnataka)Holstein Friesian
Sunabeda (Orissa)Jersey
Alamadhi (Tamil Nadu)Murrah Buffalo
Andesh Nagar (U.P.)Holstein Friesian X Tharparkar

Question 386

Bihar Jeevika 2025• Test

Which state has launched a scheme to provide loans to the women Self Help Groups (SHGs) of the state at zero percent interest?

  1. AOption (a)

    Kerala

  2. BOption (b)

    Tamil Nadu

  3. COption (c)

    Andhra Pradesh

  4. DOption (d)

    Odisha

View answer & explanation

Correct answer

Answer: (c)C.

Andhra Pradesh

Why this answer is correct

The correct answer is Andhra Pradesh.

Key Points

  • The Chief Minister of Andhra Pradesh YS Jagan Mohan Reddy recently launched a scheme in Amaravati, which seeks to provide loans to the women Self Help Groups (SHGs) of the state, at zero percent interest.
  • The Chief Minister released about ₹1,400 crore for the scheme, which is expected to benefit nearly 8.78 lakh SHGs.
  • The interest component of ₹20,000 to ₹40,000 will be borne by the state government. At present, the SHGs borrow from banks at interest rate of 7 to 13 per cent.

Question 387

Bihar Jeevika 2025• Test

A Self Help Group (SHG) in India can be _______.

I. Registered

II. Unregistered

  1. AOption (a)

    Only।

  2. BOption (b)

    Both I and II

  3. COption (c)

    Neither I nor II

  4. DOption (d)

    Only II

View answer & explanation

Correct answer

Answer: (b)B.

Both I and II

Why this answer is correct

Self-Aid Groups (SHGs) are a cohesive group of 10-20 people who band together to save and help one another in times of need.  

Important Points

  • In 1972, SHGs in India can be traced back to the foundation of Self-Employed Women's Association (SEWA).
  • A Self-Help Group (SHG) is a group of micro entrepreneurs with similar social and economic origins and can be either registered or unregistered.

Hence, A Self Help Group in India can be both Registered and Unregistered.

Question 388

Bihar Jeevika 2025• Test

Crazy chick disease is caused by deficiency of? 

  1. AOption (a)

    Vitamin-A

  2. BOption (b)

    Vitamin-B

  3. COption (c)

    Vitamin-E

  4. DOption (d)

    Vitamin-C

View answer & explanation

Correct answer

Answer: (c)C.

Vitamin-E

Why this answer is correct

The correct answer is Vitamin-E

Key Points

  • Crazy chick disease is a neurological disorder in poultry that is caused by a vitamin E deficiency.
  • Vitamin E is an antioxidant that is important for protecting cells from damage.
  • A deficiency in vitamin E can lead to a number of problems in poultry, including:
  • Crazy chick disease
  • Encephalomalacia (soft brain)
  • Exudative diathesis (bloody diarrhoea)
  • Crazy chick disease is characterized by a number of symptoms, including:
  • Ataxia (incoordination)
  • Tremors
  • Seizures
  • Blindness
  • Death
  • The severity of the symptoms of crazy chick disease can vary depending on the severity of the vitamin E deficiency.
  • In some cases, birds may only show mild symptoms, such as a slight tremor.
  • In other cases, birds may show severe symptoms, such as seizures and death.
DiseaseCauseSymptoms
Crazy chick diseaseVitamin E deficiencyAtaxia, tremors, seizures, blindness, death
Encephalomalacia (soft brain)Soft brain, incoordination, seizures, death
Exudative diathesis (bloody diarrhoea)Bloody diarrhoea, weakness, death

Question 389

Bihar Jeevika 2025• Test

In which year did Rangrajan Committee for estimating poverty line submit its report? 

  1. AOption (a)

    2014

  2. BOption (b)

    2016

  3. COption (c)

    2012

  4. DOption (d)

    2010

View answer & explanation

Correct answer

Answer: (a)A.

2014

Why this answer is correct

The correct answer is 2014

Key Points

  • The Rangarajan Committee, appointed by the Government of India, was tasked with estimating the poverty line and suggesting a new methodology to measure poverty.
  • The committee submitted its report in 2014, but it was formed and worked on its analysis starting in 2010.
  • The committee’s approach was a revision to the previous methodology used by the Tendulkar Committee.
  • The report aimed at creating a more accurate and updated framework for identifying the poverty line across the country.

Question 390

Bihar Jeevika 2025• Test

What type of bank account can be opened by a Self Help Group?

  1. AOption (a)

    Fixed Deposit

  2. BOption (b)

    Current Account

  3. COption (c)

    Savings Account

  4. DOption (d)

    Recurring Deposit Account

View answer & explanation

Correct answer

Answer: (c)C.

Savings Account

Why this answer is correct

The correct answer is Savings Account.

Savings Account can be opened by a Self Help Group.

Key Points

  • Self Help Group(SHG):
  • They are informal associations of people who voluntarily choose to come together to find ways to improve their living conditions.
  • Self Help Groups promote small savings among their members.
  • The savings collected by the members are kept with the bank in a savings account.
  • The SHGs give small loans to its members from its common fund.
  • Savings account:
  • A savings account is an interest-bearing deposit account kept at a bank or any other financial institution.
  • Savings accounts pay interest.

Additional Information

  • A fixed deposit is an investment scheme that banks and non-banking financing companies provide to their customers.