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LIC AAO Syllabus 2026
Section-wise Topics & Exam Pattern

Every subject, section, and mark in one place — with free mock tests to practice each part of the LIC AAO paper.

What is the LIC AAO syllabus for 2026?

The LIC AAO syllabus covers 13 subjects: Full Test (Mains), Sectional Test (Mains), Insurance and Financial Market Awareness, General Knowledge, Current Affairs, Reasoning Ability, Data Analysis & Interpretation, Descriptive Paper, Email/Situation Analysis STs, Report/Precis Writing STs, Full Test (Prelims), Quantitative Aptitude, English Language, Memory Based Papers. The exam has 100 questions across 1 section in 60 minutes, with no negative marking.

LIC AAO Exam Pattern 2026

SectionQuestionsDurationNegative Marking
Observed full-length practice paper10060 minNone
Total10060 min

Marking scheme: +0.7 correct · 0 wrong · 0 unanswered. Last updated: 2026-06-01.

Subjects in the LIC AAO Syllabus

  • Full Test (Mains)
  • Sectional Test (Mains)
  • Insurance and Financial Market Awareness
  • General Knowledge, Current Affairs
  • Reasoning Ability
  • Data Analysis & Interpretation
  • Descriptive Paper
  • Email/Situation Analysis STs
  • Report/Precis Writing STs
  • Full Test (Prelims)
  • Quantitative Aptitude
  • English Language
  • Memory Based Papers

Drill individual topics with free topic-wise practice tests before attempting full-length papers.

Is there negative marking in LIC AAO?

No. LIC AAO has no negative marking, so attempt every question — an unanswered question scores the same as a wrong one (0). Accuracy still matters for cutoffs, but never leave blanks.

How should I cover the LIC AAO syllabus?

Work section by section: master one subject at a time with topic-wise practice, then combine sections in full-length mock tests under the real 60-minute timer. Analytics from each mock show which syllabus areas leak marks, so your revision targets weak topics instead of re-reading everything.

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