What is the LIC AAO syllabus for 2026?
The LIC AAO syllabus covers 13 subjects: Full Test (Mains), Sectional Test (Mains), Insurance and Financial Market Awareness, General Knowledge, Current Affairs, Reasoning Ability, Data Analysis & Interpretation, Descriptive Paper, Email/Situation Analysis STs, Report/Precis Writing STs, Full Test (Prelims), Quantitative Aptitude, English Language, Memory Based Papers. The exam has 100 questions across 1 section in 60 minutes, with no negative marking.
LIC AAO Exam Pattern 2026
| Section | Questions | Duration | Negative Marking |
|---|---|---|---|
| Observed full-length practice paper | 100 | 60 min | None |
| Total | 100 | 60 min |
Marking scheme: +0.7 correct · 0 wrong · 0 unanswered. Last updated: 2026-06-01.
Subjects in the LIC AAO Syllabus
- Full Test (Mains)
- Sectional Test (Mains)
- Insurance and Financial Market Awareness
- General Knowledge, Current Affairs
- Reasoning Ability
- Data Analysis & Interpretation
- Descriptive Paper
- Email/Situation Analysis STs
- Report/Precis Writing STs
- Full Test (Prelims)
- Quantitative Aptitude
- English Language
- Memory Based Papers
Drill individual topics with free topic-wise practice tests before attempting full-length papers.
Is there negative marking in LIC AAO?
No. LIC AAO has no negative marking, so attempt every question — an unanswered question scores the same as a wrong one (0). Accuracy still matters for cutoffs, but never leave blanks.
How should I cover the LIC AAO syllabus?
Work section by section: master one subject at a time with topic-wise practice, then combine sections in full-length mock tests under the real 60-minute timer. Analytics from each mock show which syllabus areas leak marks, so your revision targets weak topics instead of re-reading everything.
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